Pinellas County property record for 409 Windward Psge, Clearwater, FL 33767
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 1961 |
| Lot Size | 0.278 acres (12,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jun 2015) |
| Tax Bill | $10,706 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-744-6524-6 |
| Primary APN | C62-000-744-6524-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 1,705 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,097 sqft (0.278 acres) |
| Lot Dimensions | 110 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 497 sqft |
| Deck Area | 253 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R87626 |
|---|---|
| Street Address | 409 WINDWARD PSGE |
| City | CLEARWATER BEACH |
| State | FL |
| Zip | 33767-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND ESTATES OF CLEARWATER UNIT 1 LOT 18 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 8 |
| Legal Subdivision | ISLAND ESTATES OF |
| Legal Tract | 43308 |
| Legal Lot Number | 18 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 26001 |
409 Windward Psge is owned and occupied by two individuals who bought it in June 2015.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 WINDWARD PSGE, CLEARWATER BEACH, FL 33767-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on File |
| Deed Sale | Jun 26, 2015 · Amount on File |
| Prior Sale | Nov 23, 2010 · Amount on File |
| Deed Document Number | 2015180627 |
| Deed Book / Page | 18829 / 573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 WINDWARD PSGE, CLEARWATER, FL 33767-2330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12860 AVOCET ST NW, MINNEAPOLIS, MN 55448-4014 |
| Document Number | 0213402027 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 21340/2027 |
| Instrument | 2021011988 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 409 Windward Psge was $10,706.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,706.00 | $570,548 Land $435,456 Building $135,092 | $570,548 Land $435,456 Building $135,092 |
| 2023 | $12,026.00 (+19.92%) | $774,886 (+24.55%) | $774,886 (+24.55%) Land $521,149 Building $253,737 |
| 2022 | $10,028.00 | $622,162 | $622,162 Land $474,608 Building $147,554 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Windward Psge in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 196 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 343 condo units |
| Nearby Flood Claims | 281 (1978–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Windward Psge has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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