409 Windsor Neck Rd, Windsor, ME 04363 Property Records

Kennebec County and Windsor Town property record for 409 Windsor Neck Rd, Windsor, ME 04363

Property Summary

Property TypeSingle Family Home
Lot Size3.78 acres (164,657 sqft)
OwnerIndividual Name on File
Last Sale$129,400 (Jun 2009)
Tax Bill$2,599 (2025)
Deeds & MortgagesMay 2023 Refinance
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWINR M:12 L:014-F

Property Details

APN / Parcel Number

Primary APNWINR M:12 L:014-F
Alternative APNs
  • M:12 L:014=F
  • 562

Exterior

Architectural StyleMulti-Family
Lot Area164,657 sqft (3.78 acres)

Location & Zoning

Account Number562
Street Address409 WINDSOR NECK RD
CityWINDSOR
StateME
Zip04363-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number14-F
JurisdictionWINDSOR ME
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2000
Census Tract19000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 Windsor Neck Rd is owned and occupied by an individual who bought it in June 2009.

Source: Kennebec County and Windsor Town records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address409 WINDSOR NECK RD, WINDSOR, ME 04363-3204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MAINE STATE CREDIT UNION
May 3, 2017Deed of Trust, Mortgage · Commercial Mortgage
MAINE STATE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2009 · Amount on File
Deed SaleJun 10, 2009 · Amount on File
Deed Document Number200915519
Deed Book / Page10107 / 276
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR ME
Property Address409 WINDSOR NECK RD, WINDSOR, ME 04363-3204
Transaction TypeMortgage
Record UpdatedJun 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023008303
DateMay 17, 2023
Book Page14756/308
Instrument2023008303
Lender
NameMAINE STATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR ME
Property Address409 WINDSOR NECK RD, WINDSOR, ME 04363-3204
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017008823
DateMay 3, 2017
Book Page12594/0239
Instrument2017008823
Lender
NameMAINE STATE CU
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueMay 19, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 409 Windsor Neck Rd was $2,599, up 2.2% from the year before.

Source: Kennebec County and Windsor Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionWindsor Town
Unified School DistrictRegional School Unit 12 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,599.00 (+2.16%)$276,500 (-) Land $40,200 Building $236,300
2024$2,544.00 (+46.12%)$276,500 (+130.22%) Land $40,200 Building $236,300
2023$1,741.00$120,100 Land $21,600 Building $98,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 409 Windsor Neck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Windsor Neck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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