409 Winding Trl, Genoa, IL 60135 Property Records

DeKalb County property record for 409 Winding Trl, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,453 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2019)
Tax Bill	$9,496 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-25-225-022`

Property Details

APN / Parcel Number

Primary APN	`02-25-225-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,453 sqft Living Area

Exterior

Architectural Style	Traditional
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Account Number	0225225022
Street Address	409 WINDING TRL
City	GENOA
State	IL
Zip	60135-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 379 - RIVERBEND ADDITION TO GENOA - UNIT FIVE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	379
Legal Unit	5
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4041
Census Tract	100

Owner

409 Winding Trl is owned and occupied by two individuals who bought it in September 2019.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 WINDING TRL, GENOA, IL 60135-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Jun 8, 2007 · Amount on File
Deed Document Number	20198467
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 17, 2019
Property Address	409 WINDING TRL, GENOA, IL 60135-1437
Document Number	0000008467
Instrument Date	Sep 9, 2019
Instrument	8467
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9063 LEICESTER WAY ROSCOE IL 610737143, ROSCOE, IL 61073-7143

Mortgage

Document Number	8468
Date	Sep 17, 2019
Instrument	8468

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,828 Land $8,796 Building $114,032	$368,484 Land $26,388 Building $342,096
2024	$9,496.00
2023		$100,015 Land $7,162 Building $92,853	$300,045 Land $21,486 Building $278,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Winding Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Winding Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Trl

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