409 Winder St, Salisbury, MD 21801 Property Records

Wicomico County property record for 409 Winder St, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 876 sqft · built 1920
Lot Size	0.141 acres (6,144 sqft)
Owner	Individual Name on Record
Tax Bill	$595 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-051941`

Property Details

APN / Parcel Number

Primary APN	`13-051941`
Alternative APN	`051941`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	876 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,144 sqft (0.141 acres)
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051941
Street Address	409 WINDER ST
City	SALISBURY
State	MD
Zip	21801-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	6,144 SQFT 409 WINDER ST CITY OF SALISBURY
Legal Subdivision	OAK HILL
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	4
Census Block	4004
Census Tract	400

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 WINDER ST, SALISBURY, MD 21801-5347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 1995
Deed Sale	Jan 10, 1995
Prior Sale	Jan 9, 1995
Deed Document Number	1995942810
Deed Book / Page	1425 / 339
Transfer Doc	0000942810
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	409 WINDER ST, SALISBURY, MD 21801-5347
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048120288
Date	Mar 18, 2021
Book Page	4812/288

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	SOUTH WEYMOUTH, MA 2190

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,533 (+23.1%)	$79,700 (+30.23%) Land $20,100 Building $59,600
2025	$595.00 Homeowner's exemption
2023	$595.00 Homeowner's exemption	$59,733	$61,200 Land $20,100 Building $41,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	63 units insured incl. 58 condo units
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Simple Fiber.

Nearby Properties on Winder St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures