409 Whitlow Rd, Martin, TN 38237 Property Records

Weakley County property record for 409 Whitlow Rd, Martin, TN 38237

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,506 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2021)
Tax Bill	$914 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092058 04707`

Property Details

APN / Parcel Number

Primary APN	`092058 04707`
Alternative APN	`058 04707`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,830 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	409 WHITLOW RD
City	MARTIN
State	TN
Zip	38237-5889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: M31
Legal Subdivision	PAUL E BUCKNER
Jurisdiction	WEAKLEY TN
Township / Civil Division	8
Census Block Group	1
Census Block	1149
Census Tract	968102

Owner

409 Whitlow Rd is owned and occupied by an individual who bought it in April 2021.

Source: Weakley County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	409 WHITLOW RD, MARTIN, TN 38237-5889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Apr 23, 1996 · Amount on File
Deed Document Number	0000045396
Deed Book / Page	453 / 96
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEAKLEY TN
Property Address	409 WHITLOW RD, MARTIN, TN 38237-5889
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T749/482
Date	Sep 7, 2021
Book Page	T749/482
Instrument	21003940

Lender

Name	SIMMONS BANK
Type	Bank
Address	KENTON, TN 38233

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Aug 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEAKLEY TN
Recording Date	Apr 16, 2021
Property Address	409 WHITLOW RD, MARTIN, TN 38237-5889
Document Number	000D453/96
Book / Page	D453 / 96
Instrument Date	Apr 16, 2021
Instrument	21001683
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 HYNDSVER RD, 1505, MARTIN, TN 38237-5135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WHITLOW RD, MARTIN, TN 38237-5889

Mortgage

Document Number	0021001684
Date	Apr 16, 2021
Instrument	21001684

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 409 Whitlow Rd was $914.

Source: Weakley County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Weakley County
Unified School District	Weakley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00	$59,150 Land $9,150 Building $50,000
2023		$59,150 Land $9,150 Building $50,000	$236,600 Land $36,600 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Whitlow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Whitlow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN WATER DEPARTMENT serves 11,918 people · EPA ID TN0000435
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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