409 White Ct, Franklin, TN 37064 Property Records

Williamson County property record for 409 White Ct, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,540 sqft · built 1988
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on Record
Last Sale	$141,500 (Dec 1998)
Tax Bill	$2,369 (2024)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078H-E-041.00-000`

Property Details

APN / Parcel Number

Primary APN	`078H-E-041.00-000`
Alternative APNs	`094078H E 04100` `217670`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	130 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	392 sqft
Driveway	Driveway

Exterior Amenities

Porch	Stoop
Porch Area	88 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 WHITE CT
City	FRANKLIN
State	TN
Zip	37064-6825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TWIN OAKS PB 11 PG 7 LOT 0041
Legal Subdivision	TWIN OAKS
Legal Lot Number	0041
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	2
Census Block	2001
Census Tract	50801

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 WHITE CT, FRANKLIN, TN 37064-6825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Reverse Mortgage BROKER SOLUTIONS INC
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Sep 10, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 1998 · Amount on Record
Deed Sale	Dec 21, 1998 · Amount on Record
Prior Sale	Oct 31, 1996 · Amount on Record
Deed Document Number	1998300694
Deed Book / Page	1773 / 965
Last Transfer Date	Aug 30, 2018
Transfer Doc	0074570852
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	409 WHITE CT, FRANKLIN, TN 37064-6825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082360227
Date	Oct 13, 2020
Book Page	8236/227
Instrument	20057244

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	409 WHITE CT, FRANKLIN, TN 37064-6825
Document Number	0082360243
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WHITE CT FRANKLIN TN 370646825, FRANKLIN, TN 37064-6825

Mortgage

Document Number	0082360243
Date	Oct 13, 2020
Book Page	008236/000243
Instrument	57245

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	2.86%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 10, 2018
Property Address	409 WHITE CT, FRANKLIN, TN 37064-6825
Document Number	0074570852
Book / Page	7457 / 0852
Map Reference	MB11 PG7
Instrument Date	Aug 30, 2018
Instrument	18035850
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATHENS TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WHITE CT, FRANKLIN, TN 37064-6825

Mortgage

Document Number	0018035851
Date	Sep 10, 2018
Instrument	18035851

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Margin	2
Max Rate	7%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,050 (+60.25%) Land $60,000 Building $74,050	$536,200 (+60.25%) Land $240,000 Building $296,200
2024	$2,369.00 (+31.39%)
2023	$1,803.00	$83,650 (-) Land $28,750 Building $54,900	$334,600 (-) Land $115,000 Building $219,600
2022	$1,803.00	$83,650 Land $28,750 Building $54,900	$334,600 Land $115,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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