409 Whitaker Mill Rd, Fallston, MD 21047 Property Records

Harford County property record for 409 Whitaker Mill Rd, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,198 sqft · built 1958
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Mar 1999)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-052400`

Property Details

APN / Parcel Number

Primary APN	`03-052400`
Alternative APNs	`3052400` `052400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,198 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Porch	Slab
Porch Area	126 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052400
Street Address	409 WHITAKER MILL RD
City	FALLSTON
State	MD
Zip	21047-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 0.65 AC 409 WHITAKER MILL ROAD BENSON
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1018
Census Tract	303400

Owner

Source: Harford County records · APN 03-052400

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 WHITAKER MILL RD, FALLSTON, MD 21047-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 1999 · Amount on Record
Deed Sale	Mar 29, 1999 · Amount on Record
Prior Sale	Nov 05, 1992 · Amount on Record
Deed Document Number	19992014
Deed Book / Page	2976 / 92
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	409 WHITAKER MILL RD, FALLSTON, MD 21047-2632
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126570188
Date	Dec 29, 2017
Book Page	12657/0188
Instrument	12657-0188

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,133 (+11.46%)	$340,000 (+6.02%) Land $106,800 Building $233,200
2025	$3,407.00 (+9.55%) Homeowner's exemption
2023		$293,500	$320,700 Land $106,800 Building $213,900
2022	$3,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.