409 Westover Ct, Belton, MO 64012 Property Records

Cass County property record for 409 Westover Ct, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,520 sqft · built 1972
Lot Size	0.288 acres (12,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,100 (Aug 2018)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-01-11-300-004-092.000`

Property Details

APN / Parcel Number

Primary APN	`05-01-11-300-004-092.000`
Alternative APN	`1449900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,520 sqft Living Area
Gross Area	3,982 sqft
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Finished Basement	1,760 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	135 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	100 sqft
Deck Area	221 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1449900
Street Address	409 WESTOVER CT
City	BELTON
State	MO
Zip	64012-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARGIS GARDENS WEST LOT 42
Legal Subdivision	HARGIS GARDENS WEST
Legal Lot Number	42
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3037
Census Tract	60001

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 WESTOVER CT, BELTON, MO 64012-1844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage TRUHOME SOLUTIONS LLC
Aug 29, 2018	Warranty Deed, Transfer · FHA Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Document Number	2018632300
Deed Book / Page	4284 / 94
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	4048/108
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	409 WESTOVER CT, BELTON, MO 64012-1844
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WESTOVER CT, BELTON, MO 64012-1844

Mortgage

Document Number	4772/74
Date	Oct 28, 2021
Book Page	4772/74
Instrument	703750

Lender

Name	TRUHOME SOLUTIONS LLC
Type	Mortgage Company
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 29, 2018
Property Address	409 WESTOVER CT, BELTON, MO 64012-1844
Document Number	4284/094
Book / Page	4284 / 094
Map Reference	MB 4 PG 7
Instrument Date	Aug 28, 2018
Instrument	632300
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 WESTOVER CT, BELTON, MO 64012-1844

Mortgage

Document Number	632383
Date	Aug 29, 2018
Instrument	632383

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,495.00 (+158.63%)	$39,450 (+12.23%) Land $2,800 Building $36,650	$207,630 (+12.26%) Land $14,740 Building $192,890
2024	$2,898.00 (+0.28%)
2023	$2,890.00 (+4,882.76%)	$35,150 (+14.2%) Land $2,550 Building $32,600	$184,960 (+14.18%) Land $13,400 Building $171,560
2022	$58.00	$30,780 Land $2,550 Building $28,230
2021			$161,990 Land $13,400 Building $148,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–1982)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web.

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