409 Waterfront Dr, Norman, OK 73071 Property Records

Cleveland County property record for 409 Waterfront Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1996
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$113,000 (Mar 2004)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0043469`

Property Details

APN / Parcel Number

Primary APN	`R0043469`
Alternative APNs	`NC29ROY03 2 26001` `43469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,539 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	752 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Frame/Masonry/Veneer
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	491 sqft
Porch	Porch
Porch Area	124 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43469
Street Address	409 WATERFRONT DR
City	NORMAN
State	OK
Zip	73071-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROYAL OAKS SEC 3-REPLAT PRT LOT 1 BLK 3 LOT 26 BLK 2
Legal Range	02W
Legal Township	09
Legal Section	27
Legal Subdivision	ROYAL OAKS
Legal Block	2
Legal Lot Number	26
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3000
Census Tract	201405

Owner

409 Waterfront Dr is owned by a company that acquired it in March 2022.

Source: Cleveland County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	16337 GOSSAMER WAY, OKLAHOMA CITY, OK 73165-1501
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2004 · Amount on File
Deed Sale	Mar 15, 2004 · Amount on File
Deed Book / Page	3791 / 126
Last Transfer Date	Mar 21, 2022
Transfer Doc	R202211943
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 4, 2022
Property Address	409 WATERFRONT DR, NORMAN, OK 73071-2141
Document Number	R202211943
Book / Page	6405 / 400
Instrument Date	Mar 21, 2022
Instrument	R 2022 11943
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16337 GOSSAMER WAY, OKLAHOMA CITY, OK 73165-1501

Mortgage

Document Number	R202211944
Date	Apr 4, 2022
Instrument	R 2022 11944

Lender

Name	RS LENDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Waterfront Dr was $2,439.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00	$20,318 Land $3,531 Building $16,787	$217,318 Land $37,768 Building $179,550
2023	$2,213.00	$18,429 Land $3,923 Building $14,506	$177,388 Land $37,768 Building $139,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Waterfront Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Waterfront Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20