409 Warrior St, Cherokee, IA 51012 Property Records

Cherokee County property record for 409 Warrior St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,096 sqft · built 1964
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Apr 2012)
Tax Bill	$2,314 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0727130003`

Property Details

APN / Parcel Number

Primary APN	`0727130003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Finished Basement	750 sqft
Unfinished Basement	346 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 WARRIOR ST
City	CHEROKEE
State	IA
Zip	51012-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 FISHMANS 3RD ADD 8116
Legal Subdivision	FISHMANS 3RD ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1013
Census Tract	80102

Owner

409 Warrior St is owned and occupied by two individuals who bought it in April 2012.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 WARRIOR ST, CHEROKEE, IA 51012-1249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit NORTH STAR COMMUNITY CU
Feb 5, 2021	Deed of Trust, Mortgage · Closed-End Mortgage NORTH STAR COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2012 · Amount on File
Deed Sale	Apr 24, 2012 · Amount on File
Deed Document Number	2012736
Deed Book / Page	2012 / 736
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	2012/0736
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	409 WARRIOR ST, CHEROKEE, IA 51012-1249
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1086
Date	Jul 3, 2023
Book Page	2023/1086
Instrument	2023 1086

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	409 WARRIOR ST, CHEROKEE, IA 51012-1249
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WARRIOR ST, CHEROKEE, IA 51012-1249

Mortgage

Document Number	2021/251
Date	Feb 5, 2021
Book Page	2021/251
Instrument	2021 0251

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union
Address	CHEROKEE, IA 51012

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 26, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 409 Warrior St was $2,314 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,314.00	$166,950 (-) Land $15,560 Building $151,390	$166,950 (-) Land $15,560 Building $151,390
2025		$166,950 Land $15,560 Building $151,390	$166,950 Land $15,560 Building $151,390
2024	$2,146.00
2023		$139,500 (+29.73%) Land $15,560 Building $123,940	$139,500 Land $15,560 Building $123,940
2022	$1,880.00 Homeowner's exemption	$107,530 Land $15,560 Building $91,970
2021			$107,530 Land $15,560 Building $91,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Warrior St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Warrior St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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