Monmouth County and Spring Lake Borough property record for 409 Warren Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,824 sqft · built 1900 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Mar 1998) |
| Tax Bill | $12,566 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00060-0000-00003 |
| Primary APN | 47-00060-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 768 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 110 sqft |
| Porch | Open Porch |
| Deck Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 409 WARREN AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 60 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 809100 |
409 Warren Ave is owned and occupied by two individuals who acquired it in September 2023.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 WARREN AVE, SPRING LAKE, NJ 07762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 1998 · Amount on File |
| Deed Sale | Mar 6, 1998 · Amount on File |
| Deed Book / Page | 5694 / 836 |
| Last Transfer Date | Sep 25, 2023 |
| Transfer Doc | 0096654708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 27, 2023 |
| Property Address | 409 WARREN AVE, SPRING LAKE, NJ 07762 |
| Document Number | 0096654708 |
| Book / Page | 9665 / 4708 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023075333 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 W LAKE DR, SPRING LAKE, NJ 07762-1235 |
| Name | Verified Name |
|---|---|
| Address | 409 W LAKE DR, SPRING LAKE, NJ 07762-1235 |
The 2025 property tax bill for 409 Warren Ave was $12,566, up 5.5% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000,500 (+9.12%) Land $2,567,600 Building $432,900 | $3,000,500 (+9.12%) Land $2,567,600 Building $432,900 | |
| 2025 | $12,566.00 (+5.53%) | $2,749,700 Land $2,334,800 Building $414,900 | $2,749,700 Land $2,334,800 Building $414,900 |
| 2024 | $11,908.00 | ||
| 2023 | $2,246,400 (+9.13%) Land $1,869,400 Building $377,000 | $2,246,400 (+9.13%) Land $1,869,400 Building $377,000 | |
| 2022 | $10,641.00 (+1.94%) | $2,058,400 Land $1,699,400 Building $359,000 | $2,058,400 Land $1,699,400 Building $359,000 |
| 2021 | $10,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Warren Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 21 (1979–2012) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Warren Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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