Norfolk City property record for 409 Warner Cir, Norfolk, VA 23509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,075 sqft · built 1959 |
| Lot Size | 0.297 acres (12,929 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,000 (Oct 2024) |
| Tax Bill | $6,330 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Sale & Mortgage |
| APN | 42816500 |
| Primary APN | 42816500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,755 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,929 sqft (0.297 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | Deck Area |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Street Address | 409 WARNER CIR |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23509-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 35 BLK 2 |
| Legal Subdivision | ROLAND PARK |
| Legal Block | 2 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2000 |
409 Warner Cir is owned and occupied by an individual who bought it in October 2024.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 WARNER CIR, NORFOLK, VA 23509-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on File |
| Deed Sale | Oct 15, 2024 · Amount on File |
| Prior Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 202417327 |
| Prior Transfer Date | Sep 27, 2024 |
| Prior Transfer Doc | 0000017327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 409 WARNER CIR, NORFOLK, VA 23509-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0200002946 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 200002946 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jun 1, 2018 |
| Property Address | 409 WARNER CIR, NORFOLK, VA 23509-1630 |
| Document Number | 180011069 |
| Instrument Date | May 23, 2018 |
| Instrument | 180011069 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 WARNER CIR, NORFOLK, VA 23509-1630 |
| Document Number | 180011070 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 180011070 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 409 Warner Cir was $6,330, down 0.2% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,330.00 (-0.22%) | $506,400 (-1.82%) Land $148,500 Building $357,900 | $506,400 (-1.82%) Land $148,500 Building $357,900 |
| 2025 | $6,344.00 | $515,800 Land $148,500 Building $367,300 | $515,800 Land $148,500 Building $367,300 |
| 2023 | $5,537.00 | $443,000 Land $141,500 Building $301,500 | $443,000 Land $141,500 Building $301,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 Warner Cir; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Warner Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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