409 Ward St, Bailey, CO 80421 Property Records

Park County property record for 409 Ward St, Bailey, CO 80421 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1999
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jun 2019)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0019183`

Property Details

APN / Parcel Number

Primary APN	`R0019183`
Alternative APN	`19183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.589 acres)
Terrain	Other
Porch	Porch
Porch Area	248 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19183
Street Address	409 WARD ST
City	BAILEY
State	CO
Zip	80421-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T06 R73 S23 NE4 HARRIS PARK ESTATES UNIT 6 BLOCK 085 LOT 05 NEW
Legal Range	73
Legal Township	06
Legal Section	23
Legal Quarter	NE
Legal Subdivision	HARRIS PARK UNIT 6
Legal Block	85
Legal Lot Number	5
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1000
Census Tract	101

Owner

Source: Park County records · APN R0019183

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 WARD ST, BAILEY, CO 80421-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2019	Special Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	756447
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000756447
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	409 WARD ST, BAILEY, CO 80421-1453
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WARD ST, BAILEY, CO 80421-1453

Mortgage

Document Number	0000783354
Date	Aug 23, 2021
Instrument	783354

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Nov 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	409 WARD ST, BAILEY, CO 80421-1453
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000764989
Date	Apr 27, 2020
Instrument	764989

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 01, 2049

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PARK CO
Recording Date	Jun 24, 2019
Property Address	409 WARD ST, BAILEY, CO 80421-1453
Document Number	0000756447
Instrument Date	May 30, 2019
Instrument	756447
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WARD ST, BAILEY, CO 80421-1453
Investor	Possibly a Property Investor

Mortgage

Document Number	0000756448
Date	Jun 24, 2019
Instrument	756448

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Park County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Platte Canyon School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (-4.48%)	$28,700 (-11.83%) Land $1,700 Building $27,000	$459,195 (-15.11%) Land $27,182 Building $432,013
2023	$2,278.00 (+32.98%)	$32,550 (+42.76%) Land $1,670 Building $30,880	$540,912 (+64.88%) Land $27,823 Building $513,089
2022	$1,713.00	$22,800 Land $800 Building $22,000	$328,062 Land $11,448 Building $316,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Park County (08093C), updated October 27, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080930001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 81% of the US · above 83% of Colorado
Wildfire Likelihood	About 1 in 236 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	60 / 5
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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