409 Walnut St, Tipton, IA 52772 Property Records

Cedar County property record for 409 Walnut St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1904
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Aug 2026)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`048011061320070`

Property Details

APN / Parcel Number

Primary APN	`048011061320070`
Alternative APN	`48004801106132007000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	568 sqft
Finished Basement	375 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 WALNUT ST
City	TIPTON
State	IA
Zip	52772-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIPTON N 30' LOT 5 &S 10' LOT 6 BLK 16
Legal Subdivision	TIPTON
Legal Block	16
Legal Lot Number	5
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3019
Census Tract	450300

Owner

409 Walnut St is owned and occupied by two individuals who bought it in August 2026.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 WALNUT ST, TIPTON, IA 52772-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · VA Mortgage UNION CREDIT UNION
Apr 25, 2024	Legal Action/Court Order, Foreclosure · Conventional Mortgage MAQUOKETA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Apr 25, 2024 · Amount on File
Deed Document Number	20262559
Deed Book / Page	1835 / 64
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Aug 25, 2026
Property Address	409 WALNUT ST, TIPTON, IA 52772-1846
Document Number	0000002559
Book / Page	1835 / 64
Instrument Date	Aug 15, 2026
Instrument	20262559
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WALNUT ST, TIPTON, IA 52772-1846

Mortgage

Document Number	0000002560,
Date	Aug 25, 2026
Book Page	1835/65
Instrument	20262560

Lender

Name	UNION CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Apr 25, 2024
Property Address	409 WALNUT ST, TIPTON, IA 52772-1846
Document Number	0001730/29
Book / Page	1730 / 29
Instrument Date	Apr 22, 2024
Instrument	2024 1023
Transaction Type	Foreclosure
Record Updated	May 13, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 WALNUT ST, TIPTON, IA 52772-1846

Mortgage

Document Number	0001730/31
Date	Apr 25, 2024
Book Page	1730/31
Instrument	2024 1024

Lender

Name	MAQUOKETA STATE BANK
Type	Bank
Address	MAQUOKETA, IA 52060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 409 Walnut St was $2,138.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00	$128,710 (-) Land $11,000 Building $117,710	$128,710 (-) Land $11,000 Building $117,710
2025	$2,138.00 (+1.62%)	$128,710 Land $11,000 Building $117,710	$128,710 Land $11,000 Building $117,710
2024	$2,104.00
2023		$111,390 (+25.86%) Land $11,000 Building $100,390	$111,390 Land $11,000 Building $100,390
2022	$1,552.00 Homeowner's exemption	$88,500 Land $9,000 Building $79,500
2021			$88,500 Land $9,000 Building $79,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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