409 Wallace St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 409 Wallace St, Fredericksburg, VA 22401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,148 sqft · built 1949
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$322,000 (Apr 2025)
Tax Bill$2,587 (2026)
Deeds & MortgagesJun 2022 Refinance
APN7870-70-1074

Property Details

APN / Parcel Number

Primary APN7870-70-1074
Alternative APNs
  • 208 8 409
  • 3937

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,148 sqft Living Area
1st Floor Area903 sqft
Basement Area818 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeBuilt-in
PorchPorch
Porch Area10 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3937
Old Parcel Number208 8 409
Street Address409 WALLACE ST
CityFREDERICKSBURG
StateVA
Zip22401-3124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT
Legal DescriptionLT 6 BL 208-8-L6
Legal Block208
Legal Lot Number6
JurisdictionFREDERICKSBURG CITY VA
Township / Civil DivisionFREDERICKSBURG
Census Block Group2
Census Block2012
Census Tract202

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address409 WALLACE ST, FREDERICKSBURG, VA 22401-3124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2025 · Amount on Record
Deed SaleApr 3, 2025 · Amount on Record
Deed Document Number202500562
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICKSBURG CITY VA
Property Address409 WALLACE ST, FREDERICKSBURG, VA 22401-3124
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202201918
DateJun 29, 2022
Instrument202201918
Lender
NameVIRGINIA PARTNERS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term60 Months
DueJun 22, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFredericksburg City
Unified School DistrictFredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,587.00 (+17.75%)$319,500 (+29.4%) Land $187,500 Building $132,000$319,500 (+29.4%) Land $187,500 Building $132,000
2024$2,197.00$246,900 Land $135,000 Building $111,900$246,900 Land $135,000 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICKSBURG
serves 28,350 people · EPA ID VA6630050
Water SourcePurchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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