409 W Wayne St, Celina, OH 45822 Property Records

Mercer County property record for 409 W Wayne St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,344 sqft · built 1915
Lot Size0.051 acres (2,250 sqft)
OwnerIndividual Name on File
Last Sale$204,166 (May 2025)
Tax Bill$1,760 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-319800.0000

Property Details

APN / Parcel Number

Primary APN27-319800.0000
Alternative APN
  • 05-36-458-016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area2,250 sqft (0.051 acres)
Lot Dimensions50 ft deep x 45 ft wide

Location & Zoning

Street Address409 W WAYNE ST
CityCELINA
StateOH
Zip45822-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ADD LOT 1 PT W END LOT#: 2
Legal SubdivisionFAIRVIEW ADD
Legal Lot Number1
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1022
Census Tract967400

Owner

Source: Mercer County assessment roll, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 W WAYNE ST, CELINA, OH 45822-1456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2018Warranty Deed, Transfer · Conventional Mortgage
TOP FLITE FINANCIAL INC
Sep 11, 2017Deed of Trust, Mortgage · Closed-End Mortgage
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleJan 22, 2018 · Amount on Record
Deed Document Number20251665
Prior Transfer DateJan 17, 2018
Prior Transfer Doc0000000304
Record UpdatedSep 20, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJan 22, 2018
Property Address409 W WAYNE ST, CELINA, OH 45822-1456
Document Number201800000304
Instrument DateJan 17, 2018
Instrument201800000304
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyPATRIOT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W WAYNE ST, CELINA, OH 45822-1456

Mortgage

Document Number201800000305
DateJan 22, 2018
Instrument201800000305
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address409 W WAYNE ST, CELINA, OH 45822-1456
Transaction TypeMortgage
Record UpdatedSep 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700004244
DateSep 11, 2017
Instrument201700004244
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressColdwater, OH 45828
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,760.00 (+5.01%)$41,440 (-) Land $3,150 Building $38,290
2024$1,676.00 (+0.24%)$41,440 (-) Land $3,150 Building $38,290
2023$1,672.00 (+37.39%)$41,440 (+57.21%) Land $3,150 Building $38,290$118,400 (+57.24%) Land $9,000 Building $109,400
2022$1,217.00$26,360 Land $1,860 Building $24,500
2020$75,300 Land $5,300 Building $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Mutual Telephone Company
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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