Oneida County and Rome City property record for 409 W Thomas St, Rome, NY 13440
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,229 sqft · built 1869 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Nov 2022) |
| Tax Bill | $1,597 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.033-2-23 |
| Primary APN | 301301 242.033-2-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,229 sqft Total Area |
| 1st Floor Area | 1,414 sqft |
| 2nd Floor Area | 638 sqft |
| Attic | Attic |
| Attic Area | 177 sqft |
| Year Built | Built 1869 |
|---|---|
| Effective Year Built | Effective 1869 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Width | 43 ft Width |
| Garage Type | Detached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 381 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 33140 04 |
|---|---|
| Street Address | 409 W THOMAS ST |
| City | ROME |
| State | NY |
| Zip | 13440-4151 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | H&L&G 46X200 |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 26300 |
409 W Thomas St, a duplex, is owned by an individual who bought it in November 2022.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 TURNER RIDGE RD, MARLBOROUGH, MA 01752-1725 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Aug 9, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on File |
| Deed Sale | Nov 29, 2022 · Amount on File |
| Prior Sale | Mar 31, 2016 · Amount on File |
| Deed Document Number | 202218588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 29, 2022 |
| Property Address | 409 W THOMAS ST, ROME, NY 13440-4151 |
| Document Number | 0000018588 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022-018588 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 TURNER RIDGE RD, MARLBOROUGH, MA 01752-1725 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018589 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022-018589 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 9, 2019 |
| Property Address | 409 W THOMAS ST, ROME, NY 13440-4151 |
| Document Number | 0000010357 |
| Instrument Date | Jul 20, 2019 |
| Instrument | 10357 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 DALE RD ROME NY 134401901, ROME, NY 13440-1901 |
The 2026 property tax bill for 409 W Thomas St was $1,597.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,597.00 | ||
| 2025 | $34,000 Land $6,500 Building $27,500 | $80,000 Land $15,294 Building $64,706 | |
| 2023 | $34,000 (-) Land $6,500 Building $27,500 | $74,923 (+17.91%) Land $14,324 Building $60,599 | |
| 2022 | $3,840.00 | $34,000 Land $6,500 Building $27,500 | $63,540 Land $12,147 Building $51,393 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 W Thomas St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 W Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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