409 W Summit St, Aurora, MO 65605 Property Records

Lawrence County property record for 409 W Summit St, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2008
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$131,798 (Oct 2025)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`191001004001002011`

Property Details

APN / Parcel Number

Primary APN	`191001004001002011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 74.7 ft wide

Location & Zoning

Street Address	409 W SUMMIT ST
City	AURORA
State	MO
Zip	65605-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1, SEITZ ESTATES S/D - AURORA
Legal Range	26
Legal Township	26
Legal Section	01
Legal Subdivision	SEITZ ESTATES
Legal Lot Number	1
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3009
Census Tract	470601

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W SUMMIT ST, AURORA, MO 65605-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage COMMERCE BANK
Dec 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Aug 24, 2021
Deed Document Number	20255029
Deed Book / Page	2025 / 5029
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	409 W SUMMIT ST, AURORA, MO 65605-1027
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19126 LAWRENCE 1240 5, 5, MARIONVILLE, MO 65705-7346

Mortgage

Document Number	02025/5030
Date	Oct 9, 2025
Book Page	2025/5030
Instrument	2025005030

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 21, 2017
Property Address	409 W SUMMIT ST, AURORA, MO 65605-1027
Document Number	00453/5651
Book / Page	453 / 5651
Map Reference	MB E PG 50
Instrument Date	Dec 13, 2017
Instrument	2017-00006147
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 S FREMONT AVE, SPRINGFIELD, MO 65804-6503

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,200 (-) Land $2,360 Building $20,840
2025	$1,161.00	$23,200 (+9.69%) Land $2,360 Building $20,840	$111,316 (-)
2024	$1,161.00 (+9.43%)
2023	$1,061.00 (+7.06%)	$21,150 Land $2,360 Building $18,790	$111,316
2022	$991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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