409 W Stone St, Sturgeon, MO 65284 Property Records

Boone County property record for 409 W Stone St, Sturgeon, MO 65284

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1959
Lot Size	0.232 acres (10,125 sqft)
Owner	Company Name on Record
Last Sale	$167,314 (Feb 2026)
Tax Bill	$679 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-108-00-02-024-00`

Property Details

APN / Parcel Number

Primary APN	`03-108-00-02-024-00`
Alternative APN	`03-108-00-02-024.00 01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	409 W STONE ST
City	STURGEON
State	MO
Zip	65284-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ROCHEFORDS ADD S 1/2 OF E75' OF W316'
Legal Range	12W
Legal Township	51N
Legal Section	05
Legal Subdivision	ROCHEFORDS ADD
Jurisdiction	BOONE MO
Township / Civil Division	BOURBON
Census Block Group	1
Census Block	1028
Census Tract	1904

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1137 E HIGHWAY 124, HALLSVILLE, MO 65255-9325
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Construction Mortgage THE CALLAWAY BANK
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CALLAWAY BANK
May 11, 2021	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Feb 19, 2026
Deed Document Number	20263502
Deed Book / Page	6116 / 2
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0000002927
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	409 W STONE ST, STURGEON, MO 65284-9606
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 E HIGHWAY 124, HALLSVILLE, MO 65255-9325

Mortgage

Document Number	0000003503
Date	Feb 27, 2026
Book Page	6116/3
Instrument	2026003503

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 11, 2021
Property Address	409 W STONE ST, STURGEON, MO 65284-9606
Document Number	0000013984
Book / Page	5426 / 71
Instrument Date	May 10, 2021
Instrument	2021013984
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3547 HIGHWAY JJ, MOBERLY, MO 65270-4452

Mortgage

Document Number	0000013985
Date	May 11, 2021
Instrument	2021013985

Lender

Name	THE CALLAWAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 11, 2021
Property Address	409 W STONE ST, STURGEON, MO 65284-9606
Document Number	0000013983
Book / Page	5426 / 70
Instrument Date	May 10, 2021
Instrument	2021013983
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 N SUNNY SIDE CT, COLUMBIA, MO 65201-6951

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Sturgeon City
Unified School District	Sturgeon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,500 (-) Land $1,520 Building $7,980
2025	$679.00 (+14.89%)	$9,500 (+14.42%) Land $1,520 Building $7,980	$50,000 (+14.42%) Land $8,000 Building $42,000
2023	$591.00 (+7.85%)	$8,303 Land $1,520 Building $6,783	$43,700 Land $8,000 Building $35,700
2022	$548.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGEON PWS serves 945 people · EPA ID MO3010771
Water Source	Purchased groundwater from BOONE COUNTY PWSD 10
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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