409 W Scott St, Athens, TX 75751 Property Records

Henderson County property record for 409 W Scott St, Athens, TX 75751

Property Summary

Property Type	Single Family Home
Details	5 ba · 816 sqft · built 1954
Owner	Individual Name on Record
Tax Bill	$678 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2050-0041-0170-01`

Property Details

APN / Parcel Number

Primary APN	`2050-0041-0170-01`
Alternative APNs	`R000026143` `233592`

Interior

Full Baths	5 Baths
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1954
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	R000026143
Old Parcel Number	2050.0041.0170.01
Street Address	409 W SCOTT ST
City	ATHENS
State	TX
Zip	75751-4929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15K AB 782 T PARMER SUR, ATHENS O T, BLK 41 LT 15K
Legal Subdivision	ATHENS O T (1332)
Legal Block	41
Legal Lot Number	15K
Jurisdiction	HENDERSON TX
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2010
Census Tract	951202

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	206 N SMITH ST, MALAKOFF, TX 75148-9475
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK
Jul 19, 2021	Warranty Deed, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021
Deed Sale	Jul 19, 2021
Deed Document Number	2021-00013545
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	409 W SCOTT ST, ATHENS, TX 75751-4929
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N SMITH ST, MALAKOFF, TX 75148-9475

Mortgage

Document Number	202100023720
Date	Dec 9, 2021
Instrument	2021-00023720

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	PALESTINE, TX 75802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Jul 19, 2021
Property Address	409 W SCOTT ST, ATHENS, TX 75751-4929
Document Number	202100013545
Instrument Date	Jul 14, 2021
Instrument	2021-00013545
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, ATTORNEYSTITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2146 COUNTY ROAD 4817, ATHENS, TX 75752-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 NORTH SMITH STREET, ATHENS, TX 75751
Investor	Possibly a Property Investor

Mortgage

Document Number	202100013499
Date	Jul 19, 2021
Instrument	2021-00013499

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2041

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
Municipality	Athens City
County	Henderson County
Unified School District	Athens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$678.00 (+7.79%)	$31,405 Land $1,290 Building $30,115	$31,405 Land $1,290 Building $30,115
2022	$629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATHENS serves 17,934 people · EPA ID TX1070005
Water Source	Purchased surface water from ATHENS MUNICIPAL WATER AUTHORITY
Last State Inspection	Jan 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon, Vyve Broadband.

Nearby Properties on W Scott St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures