Bradford County property record for 409 W Pratt St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1960 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $771 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 03017-0-00000 |
| Primary APN | 03017-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,528 sqft Heated Area |
| Gross Area | 2,140 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.419 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 409 W PRATT ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 6S 22 BEG W BNDY LAKE ST & N BNDY OF PRATT ST. N21*W 150', N86*30"W 109.1', S15*E 150' TO N BNDY PRATT ST, S88*E 125' TO P |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 202 |
409 W Pratt St is owned and occupied by two individuals who acquired it in April 2007.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 W PRATT ST, STARKE, FL 32091-3144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2007 |
| Deed Sale | Apr 13, 2007 |
| Deed Document Number | 0001210504 |
| Prior Transfer Date | Jul 11, 2006 |
| Prior Transfer Doc | 2006197279 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 409 W Pratt St was $771 with a homeowner's exemption, up 4.8% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (+4.76%) Homeowner's exemption | $82,353 (+2.9%) | $132,679 (+6.05%) Land $28,000 Building $104,679 |
| 2024 | $736.00 (+4.1%) Homeowner's exemption | $80,032 (+3%) | $125,108 (+13.27%) Land $28,000 Building $97,108 |
| 2023 | $707.00 (+6.32%) Homeowner's exemption | $77,701 (+3%) | $110,447 (+21.8%) Land $20,000 Building $90,447 |
| 2022 | $665.00 Homeowner's exemption | $75,438 | $90,676 Land $15,000 Building $75,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 W Pratt St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 W Pratt St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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