409 W Pine St, Carson City, MI 48811 Property Records

Montcalm County property record for 409 W Pine St, Carson City, MI 48811

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,354 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2020 Refinance
APN	`051-138-002-00`

Property Details

APN / Parcel Number

Primary APN	`051-138-002-00`

Interior

Full Baths	1 Bath
Building Area	1,354 sqft Building Perimeter
1st Floor Area	1,214 sqft
Basement Area	50 sqft
Unfinished Basement	50 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 W PINE ST
City	CARSON CITY
State	MI
Zip	48811-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 28 ABBOTTS ADDITION TO VILLAGE OF CARSON CITY.
Legal Subdivision	ABBOTTS ADDITION
Legal Block	28
Legal Lot Number	2
Jurisdiction	MONTCALM MI
Township / Civil Division	CARSON CITY
Census Block Group	3
Census Block	3049
Census Tract	971000

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W PINE ST, CARSON CITY, MI 48811-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN ONE CMNTY CU
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MMS MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2009
Deed Sale	Mar 1, 2009
Prior Sale	Mar 6, 1997
Deed Book / Page	1436 / 5
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	409 W PINE ST, CARSON CITY, MI 48811-9582
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R12023
Date	Aug 23, 2021
Instrument	2021R-12023

Lender

Name	MICHIGAN ONE CMNTY CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	409 W PINE ST, CARSON CITY, MI 48811-9582
Transaction Type	Mortgage
Record Updated	Dec 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R12212
Date	Nov 6, 2020
Instrument	2020R-12212

Lender

Name	MMS MORTGAGE SERVICES LTD

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
Municipality	Carson City
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,700 (+10.98%)	$135,400 (+10.98%)
2025	$1,640.00 (+3.08%)	$61,000 (+37.7%)	$122,000 (+175.4%)
2024	$1,591.00
2023		$44,300	$44,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON CITY serves 3,322 people · EPA ID MI0001170
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Baraga Telephone Company.

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