409 W Main St, Payson, AZ 85541 Property Records

Gila County property record for 409 W Main St, Payson, AZ 85541 · Last verified December 2025

Property Summary

Property TypeMedical Building
Details6,329 sqft · built 2003
Lot Size0.319 acres (13,939 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Jul 2021)
Tax Bill$13,094 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN304-16-106

Property Details

APN / Parcel Number

Primary APN304-16-106
Alternative APNs
  • R032385
  • 032385

Interior

Stories2 Stories
Building Area6,329 sqft
1st Floor Area3,508 sqft

Exterior

Year BuiltBuilt 2003
Construction TypeConcrete
Lot Area13,939 sqft (0.319 acres)
Patio Area229 sqft
Total Buildings8 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemPackage Unit

Location & Zoning

Account NumberR032385
Street Address409 W MAIN ST
CityPAYSON
StateAZ
Zip85541-5487
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionSECTION: 09 TOWNSHIP: 10N RANGE: 10E LOTS 24 & 25 , BLOCK 2 , RIM VIEW ADDITION PLAT A , PLAT 83NW1/4 NE1/4 SEC 9 T10N R10E =
Legal Range10E
Legal Township10N
Legal Section09
Legal SubdivisionRIM VIEW ADD
Legal Block2
Legal Lot Number24-25 25
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3034
Census Tract301

Owner

Source: Gila County records · APN 304-16-106

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address409 W MAIN ST, PAYSON, AZ 85541-5487
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Special Warranty Deed, Transfer · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Oct 22, 2020Deed of Trust, Mortgage · Line of Credit
ZB NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Deed Document Number2021-010143
Record UpdatedJun 08, 2026

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGILA AZ
Recording DateJul 16, 2021
Property Address409 W MAIN ST, PAYSON, AZ 85541-5487
Document Number0000010143
Map ReferenceMAP 83
Instrument DateJul 16, 2021
Instrument2021-010143
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126108 SOUTH 38TH STREET, 126108, PHOENIX, AZ 85044

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W MAIN ST, PAYSON, AZ 85541-5487

Mortgage

Document Number0000010144
DateJul 16, 2021
Instrument2021-010144
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address409 W MAIN ST, PAYSON, AZ 85541-5487
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012854
DateOct 22, 2020
Instrument2020-012854
Lender
NameZB NA
TypeBank
AddressCOTTAGE GROVE, MN 55016
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$346,450 (+112.75%) Land $12,985 Building $333,465$1,924,722 (+112.76%) Land $72,139 Building $1,852,583
2025$13,094.00 (+2.14%)
2024$162,840 Land $8,431 Building $154,409$904,665 Land $46,837 Building $857,828
2023$12,820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040070003013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 64% of the US · above 51% of Arizona
Wildfire LikelihoodAbout 1 in 752 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on W Main St

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