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409 W Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 409 W Main St, Cobleskill, NY 12043

Property Summary

Property TypeApartments (5+ Units)
Details2,518 sqft · built 1930
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Last Sale$61,000 (Jun 2018)
Tax Bill$9,149 (2026)
Deeds & MortgagesMar 2019 Transfer
Jun 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN432601 68.5-2-31

Property Details

APN / Parcel Number

Primary APN432601 68.5-2-31
Alternative APNs
  • 260106800500020310000000
  • 431A100693

Interior

Units4 Units
Stories2 Stories
Building Area2,518 sqft Gross Area
Basement Area1,259 sqft
Unfinished Basement1,259 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions119 ft deep x 60 ft wide
PorchSlab
Porch Area366 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100693
Street Address409 W MAIN ST
CityCOBLESKILL
StateNY
Zip12043-4635
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR3
Legal Description1 4 UNIT APT HSE
Legal Block2
Legal Lot Number31.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5012
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 572, PRESTON HOLLOW, NY 12469-0572
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2019Quit Claim Deed, Transfer
Quitclaim
Jun 27, 2018Deed, Transfer
Jun 27, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Prior SaleFeb 5, 1999 · Amount on Record
Deed Document Number2018742846
Deed Book / Page1072 / 114
Last Transfer DateFeb 12, 2019
Transfer Doc001088/203
Record UpdatedOct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHOHARIE NY
Recording DateMar 19, 2019
Property Address409 W MAIN ST, COBLESKILL, NY 12043-4635
Document Number001088/203
Book / Page1088 / 203
Instrument DateFeb 12, 2019
Instrument758287
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 572, PRESTON HOLLOW, NY 12469-0572

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJun 27, 2018
Property Address409 W MAIN ST, COBLESKILL, NY 12043-4635
Document Number001072/114
Book / Page1072 / 114
Instrument DateJun 22, 2018
Instrument000000742846
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MAPLE ST, BLUE POINT, NY 11715-1226

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJun 27, 2018
Property Address409 W MAIN ST, COBLESKILL, NY 12043-4635
Document Number001072/111
Book / Page1072 / 111
Instrument DateMay 18, 2018
Instrument000000742845
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 MAIN ST, SCHOHARIE, NY 12157-2120
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,149.00 (+92.13%)
2025$4,762.00 (-18.71%)$70,000 (-) Land $8,200 Building $61,800$142,857 (+16.33%) Land $16,735 Building $126,122
2023$70,000 Land $8,200 Building $61,800$122,807 Land $14,386 Building $108,421
2020$5,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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