McHenry County property record for 409 W Main St, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,691 sqft · built 1955 |
| Lot Size | 0.22 acres (9,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Aug 1996) |
| Tax Bill | $8,493 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-13-251-012 |
| Primary APN | 19-13-251-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| 1st Floor Area | 1,691 sqft |
| Basement Area | 1,691 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Lot Area | 9,570 sqft (0.22 acres) |
| Lot Dimensions | 145 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 409 W MAIN ST |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 96R042768 LT 2 BLK 3 /EX S 155FT PT FRANKE PRAIRIE STREET RESUB/ S G SEEBERTS 2ND ADDN |
| Legal Subdivision | FRANKE PRAIRIE STREET RESUB |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 871600 |
409 W Main St is owned and occupied by two individuals who bought it in August 1996.
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 W MAIN ST, CARY, IL 60013-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 1996 · Amount on File |
| Deed Sale | Aug 19, 1996 · Amount on File |
| Prior Transfer Date | Jul 27, 1996 |
| Record Updated | Oct 29, 2026 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,493.00 | $108,857 Land $17,054 Building $91,803 | $326,571 Land $51,162 Building $275,409 |
| 2022 | Homeowner's exemption | $73,876 Land $16,757 Building $57,119 | $221,628 Land $50,271 Building $171,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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