409 W James St, Dwight, IL 60420 Property Records

Livingston County property record for 409 W James St, Dwight, IL 60420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,590 sqft · built 1993
Lot Size	0.212 acres (9,250 sqft)
Owner	Company Name on File
Tax Bill	$5,159 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2018 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-09-153-022`

Property Details

APN / Parcel Number

Primary APN	`05-05-09-153-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,250 sqft (0.212 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	409 W JAMES ST
City	DWIGHT
State	IL
Zip	60420-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-09-153-022 LOT 50 X 185 LOT 7 BLK 9 & N1/2 VAC ALLEY LYG S & ADJ SURVEY OF PT BLK 9 NEWELLS 2ND ADD
Legal Subdivision	NEWELLS 2ND ADD
Legal Block	9,
Legal Lot Number	7
Jurisdiction	LIVINGSTON IL
Township / Civil Division	DWIGHT
Census Block Group	4
Census Block	4031
Census Tract	960100

Owner

409 W James St is owned by a company that acquired it in September 2018.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Company Name on File
Mailing Address	1201 S OLD AIRPORT RD, PONTIAC, IL 61764-9641
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Sep 28, 2018	Sheriff's Deed, Foreclosure
Sep 28, 2018	Sheriff's Deed, Foreclosure
Sep 28, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018
Deed Sale	Sep 28, 2018
Deed Document Number	20183841
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	409 W JAMES ST, DWIGHT, IL 60420-1226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FRONTIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00080
Date	Jan 9, 2019
Instrument	2019R-00080

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2024

Interest

Rate Type	Fixed Rate

September 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 28, 2018
Property Address	409 W JAMES ST, DWIGHT, IL 60420-1226
Document Number	2018R03841
Instrument Date	Sep 28, 2018
Instrument	2018R-03841
Transaction Type	Foreclosure
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 S OLD AIRPORT RD, DWIGHT, IL 60420

September 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 28, 2018
Property Address	409 W JAMES ST, DWIGHT, IL 60420-1226
Document Number	2018R03841
Instrument Date	Sep 28, 2018
Instrument	2018R-03841
Transaction Type	Foreclosure
Record Updated	Feb 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 S OLD AIRPORT RD, DWIGHT, IL 60420

September 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 28, 2018
Property Address	409 W JAMES ST, DWIGHT, IL 60420-1226
Document Number	2018R03841
Instrument Date	Sep 28, 2018
Instrument	2018R-03841
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 S OLD AIRPORT RD, DWIGHT, IL 60420

Tax Assessment & Valuation

The 2025 property tax bill for 409 W James St was $5,159.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Dwight Township
Municipality	Dwight Village
Elementary School District	Dwight Common School District 232 (PK - 08)
Secondary School District	Dwight Township High School District 230 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,159.00	$57,160 Land $4,920 Building $52,240	$171,480 Land $14,760 Building $156,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 W James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 W James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DWIGHT serves 4,400 people · EPA ID IL1050250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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