409 W James Ave, Cuba, MO 65453 Property Records

Crawford County property record for 409 W James Ave, Cuba, MO 65453

Property Summary

Property Type	Single Family Home
Details	951 sqft · built 1952
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,647 (Aug 2026)
Tax Bill	$388 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-9.0-30-3-04-007.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-30-3-04-007.000`

Interior

Building Area	951 sqft Living Area
1st Floor Area	951 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2006
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 W JAMES AVE
City	CUBA
State	MO
Zip	65453-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 FAIRCLOUGH ADD CUBA SEC 30-39-4
Legal Range	04W
Legal Township	39
Legal Section	30
Legal Subdivision	FAIRCLOUGH ADD
Legal Lot Number	5
Jurisdiction	CRAWFORD MO
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3009
Census Tract	450302

Owner

Source: Crawford County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 W JAMES AVE, CUBA, MO 65453-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jan 15, 2021	Guardian's Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO
Jun 9, 2014	Warranty Deed, Transfer CUNNINGHAM DEVELOPMEMT CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	20262707
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Aug 11, 2026
Property Address	409 W JAMES AVE, CUBA, MO 65453-1018
Document Number	0000002707
Instrument Date	Aug 5, 2026
Instrument	20262707
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W JAMES AVE, CUBA, MO 65453-1018

Mortgage

Document Number	0000002708,
Date	Aug 11, 2026
Instrument	20262708

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

Mortgage

Document Number	0000002709,
Date	Aug 11, 2026
Instrument	20262709

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

January 2021: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jan 15, 2021
Property Address	409 W JAMES AVE, CUBA, MO 65453-1018
Document Number	0202100187
Instrument Date	Jan 12, 2021
Instrument	202100187
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 W JAMES AVE, CUBA, MO 65453-1018

Mortgage

Document Number	0202100188
Date	Jan 15, 2021
Instrument	202100188

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jun 9, 2014
Property Address	409 W JAMES AVE, CUBA, MO 65453-1018
Document Number	0201402014
Instrument Date	Jun 9, 2014
Instrument	201402014
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 586, CUBA, MO 65453-0586

Mortgage

Document Number	0201402015
Date	Jun 9, 2014
Instrument	201402015

Lender

Name	CUNNINGHAM DEVELOPMEMT CO LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Municipality	Cuba City
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$388.00	$9,040 (-)	$87,200 (+83.19%) Land $47,600 Building $39,600
2023		$9,040	$47,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA PWS serves 3,292 people · EPA ID MO6010200
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
BlueBit Networks Fixed Wireless	100 / 20

May also be available: Steelville Telephone Exchange.

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