409 W Irie Ct, Bloomington, IN 47403 Property Records

Monroe County property record for 409 W Irie Ct, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,404 sqft · built 2022
Lot Size	0.353 acres (15,377 sqft)
Owner	Trust Name on File
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`014-25350-62`

Property Details

APN / Parcel Number

Primary APN	`014-25350-62`
Alternative APN	`53-08-20-100-055.062-008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	2,404 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,377 sqft (0.353 acres)
Garage Type	Mixed
Garage Area	908 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	014-25350-62
Street Address	409 W IRIE CT
City	BLOOMINGTON
State	IN
Zip	47403-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-25350-62 SOUTHERN MEADOWS PH 2 LOT 62
Legal Lot Number	62
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1002
Census Tract	1103

Owner

409 W Irie Ct is owner-occupied and held in a trust.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Trust Name on File
Mailing Address	409 W IRIE CT, BLOOMINGTON, IN 47403-8024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE PEOPLES STATE BANK
Sep 29, 2022	Limited Warranty Deed, Construction Loan · Construction Mortgage JACKSON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 12, 2023
Property Address	409 W IRIE CT, BLOOMINGTON, IN 47403-8024
Document Number	2023000475
Map Reference	DOC 2022013850
Instrument Date	Jan 11, 2023
Instrument	2023000475
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W IRIE CT, BLOOMINGTON, IN 47403-8024

Mortgage

Document Number	2023000476
Date	Jan 12, 2023
Instrument	2023000476

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	7%
Index	1-Year T-Bill
Margin	2
Max Rate	11%

September 2022: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 29, 2022
Property Address	409 W IRIE CT, BLOOMINGTON, IN 47403-8024
Document Number	2022014345
Map Reference	DOC 2022013850
Instrument Date	Sep 28, 2022
Instrument	2022014345
Transaction Type	Construction Loan
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 S WALNUT ST, BLOOMINGTON, IN 47401-6519
Investor	Possibly a Property Investor

Mortgage

Document Number	2022014346
Date	Sep 29, 2022
Instrument	2022014346

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jun 28, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 409 W Irie Ct was $7,992, up 1.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,992.00 (+1.54%)	$556,800 Land $77,200 Building $479,600	$556,800 Land $77,200 Building $479,600
2024	$7,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 W Irie Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 W Irie Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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