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409 W Day Spring Ln, Decorah, IA 52101 Property Records

Winneshiek County property record for 409 W Day Spring Ln, Decorah, IA 52101

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,500 sqft · built 1957
Lot Size0.04 acres (1,762 sqft)
OwnerCompany Name on Record
Last Sale$88,000 (Apr 2026)
Tax Bill$1,318 (2026)
Deeds & MortgagesApr 2026 Sale & Line of Credit
Flood ZoneZone X (reduced by levee)
APN111640501300

Property Details

APN / Parcel Number

Primary APN111640501300

Interior

Stories1 Story
Building Area1,500 sqft Gross Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialConcrete Block
Roof MaterialRolled Roofing
Lot Area1,762 sqft (0.04 acres)
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address409 W DAY SPRING LN
CityDECORAH
StateIA
Zip52101-1772
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOT 1-6 BLK 6 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section16
Legal SubdivisionORIGINAL DECORAH
Legal Block6
Legal Lot Number1-6
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1019
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Decorah Commercial Historic District
listed 2017 · 86 contributing resources · NRIS 100001482

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address410 W WATER ST, DECORAH, IA 52101-1732
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Deed Document Number2026831
Deed Book / Page2026 / 831
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateApr 20, 2026
Property Address409 W DAY SPRING LN, DECORAH, IA 52101-1772
Document Number0000000831
Book / Page2026 / 831
Instrument DateApr 17, 2026
Instrument2026.831
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$14,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address410 W WATER ST, DECORAH, IA 52101-1732

Mortgage

Document Number0000000858,
DateApr 20, 2026
Book Page2026/858
Instrument2026.858
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 17, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,318.00$75,290 (-) Land $17,430 Building $57,860$75,290 (-) Land $17,430 Building $57,860
2025$1,318.00 (+1.54%)$75,290 (+10.64%) Land $17,430 Building $57,860$75,290 (+10.64%) Land $17,430 Building $57,860
2024$1,298.00 (+10.19%)
2023$68,050 (+22.28%) Land $17,430 Building $50,620$68,050 (+22.28%) Land $17,430 Building $50,620
2022$1,178.00$55,650 Land $14,530 Building $41,120
2021$55,650 Land $14,530 Building $41,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: GigFire, Nextlink.

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