409 W Clark St, Paul, ID 83347 Property Records

Minidoka County property record for 409 W Clark St, Paul, ID 83347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1960
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$149,805 (May 2015)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Dec 2021 Reverse Mortgage + 1 more
APN	`RPP40600020010A`

Property Details

APN / Parcel Number

Primary APN	`RPP40600020010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Finished Area
1st Floor Area	3,784 sqft
Great Room	Great Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	409 W CLARK ST
City	PAUL
State	ID
Zip	83347-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 ARTHUR GROVE ADDITION TO PAUL 29-9-23
Legal Range	23
Legal Township	09
Legal Section	29
Legal Subdivision	ARTHUR GROVE ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	MINIDOKA ID
Township / Civil Division	PAUL
Census Block Group	1
Census Block	1056
Census Tract	970100

Owner

Source: Minidoka County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W CLARK ST, PAUL, ID 83347-8798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 22, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 1, 2019	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Document Number	2015531751
Last Transfer Date	May 11, 2023
Transfer Doc	0000572329
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINIDOKA ID
Property Address	409 W CLARK ST, PAUL, ID 83347-8798
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE BURLEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W CLARK ST, PAUL, ID 83347-8798

Mortgage

Document Number	0000565367
Date	Dec 22, 2021
Instrument	565367

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1022 Months
Due	Feb 20, 2107

Interest

Rate Type	Adjustable Rate
Rate	2.28%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.28%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINIDOKA ID
Property Address	409 W CLARK ST, PAUL, ID 83347-8798
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE BURLEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W CLARK ST, PAUL, ID 83347-8798

Mortgage

Document Number	0000565368
Date	Dec 22, 2021
Instrument	565368

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1022 Months
Due	Feb 20, 2107

Interest

Rate Type	Adjustable Rate
Rate	2.28%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.28%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINIDOKA ID
Property Address	409 W CLARK ST, PAUL, ID 83347-8798
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000552438
Date	Nov 1, 2019
Instrument	552438

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Minidoka County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Minidoka County
Municipality	Paul City
Unified School District	Minidoka County Joint School District 331 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (-34.1%) Homeowner's exemption	$337,968 (+6.45%) Land $20,738 Building $317,230	$337,968 (+6.45%) Land $20,738 Building $317,230
2023		$317,488 (+12.49%) Land $20,738 Building $296,750	$317,488 (+12.49%) Land $20,738 Building $296,750
2022	$1,689.00 Homeowner's exemption	$282,230 Land $18,060 Building $264,170	$282,230 Land $18,060 Building $264,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAUL serves 1,195 people · EPA ID ID5340014
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Project Mutual Telephone Cooperative Association Fiber	1,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Fybercom Fixed Wireless	500 / 500
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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