409 W Center St, Alma, MI 48801 Property Records

Gratiot County property record for 409 W Center St, Alma, MI 48801

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Nov 2024)
Tax Bill	$2,552 (2023)
Deeds & Mortgages	Aug 2023 Sale Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-042-316-00`

Property Details

APN / Parcel Number

Primary APN	`51-042-316-00`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	409 W CENTER ST
City	ALMA
State	MI
Zip	48801-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM CASE ADDITION, SEC 4-11-3, W 36 1/2 FT OF E 53 FT OF LOT 2, BLOCK 6.
Legal Subdivision	WILLIAM CASES ADD
Legal Lot Number	2
Jurisdiction	GRATIOT MI
Township / Civil Division	ALMA
Census Block Group	2
Census Block	2023
Census Tract	600

Owner

Source: Gratiot County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W CENTER ST, ALMA, MI 48801-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Apr 13, 2020	Warranty Deed, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE
Mar 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Aug 28, 2023
Property Address	409 W CENTER ST, ALMA, MI 48801-2210
Document Number	2023R01958
Instrument Date	Aug 24, 2023
Instrument	2023R-01958
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,307.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 W CENTER ST, ALMA, MI 48801-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5661 GOLFRIDGE RD, ALMA, MI 48801-9636
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Apr 13, 2020
Property Address	409 W CENTER ST, ALMA, MI 48801-2210
Document Number	1057/01360
Book / Page	1057 / 01360
Instrument Date	Mar 23, 2020
Instrument	328241
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$980.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 W CENTER ST, 409, ALMA, MI 48801-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	515 HARVARD AVE, ALMA, MI 48801-1414

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Mar 6, 2018
Property Address	409 W CENTER ST, ALMA, MI 48801-2210
Document Number	1017/1288
Book / Page	1017 / 1288
Instrument Date	Mar 6, 2018
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Alma City
County	Gratiot County
Unified School District	Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,500 (+45.64%)	$157,000 (+45.64%)
2023	$2,552.00 Homeowner's exemption	$53,900	$107,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1986–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALMA serves 9,182 people · EPA ID MI0000140
Water Source	Purchased surface water from GRATIOT AREA WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Baraga Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ISP Management Fixed Wireless	150 / 30

May also be available: CMS Internet.

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