409 W Capitol Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 409 W Capitol Ave, Springfield, IL 62704

Property Summary

Property TypeCommercial
Lot Size0.146 acres (6,393 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (May 1997)
Tax Bill$2,192 (2025)
Deeds & MortgagesSep 2023 Construction Loan
Sep 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN14-33.0-207-016

Property Details

APN / Parcel Number

Primary APN14-33.0-207-016
Alternative APN
  • 14330207016 (CHECK DIGIT = 0)

Exterior

Lot Area6,393 sqft (0.146 acres)

Location & Zoning

Account Number14330207016
Street Address409 W CAPITOL AVE
CitySPRINGFIELD
StateIL
Zip62704
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionL 14 B 3 THOS LEWIS 3RD ADDN
Legal SubdivisionTHOS LEWIS 3RD ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2019
Census Tract1300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9891, SPRINGFIELD, IL 62791-9891
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF SPRINGFIELD
Sep 12, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 1997 · Amount on Record
Deed SaleMay 2, 1997 · Amount on Record
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address409 W CAPITOL AVE, SPRINGFIELD, IL 62704
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R17847
DateSep 27, 2023
Instrument2023R17847
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueSep 6, 2028
Interest
Rate TypeFixed Rate
Rate7.25%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address409 W CAPITOL AVE, SPRINGFIELD, IL 62704
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2023R16798
DateSep 12, 2023
Instrument2023R16798
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueSep 6, 2028
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,192.00 (+11.84%)$27,075 (+23.75%) Land $26,234 Building $841$81,225 (+23.75%) Land $78,702 Building $2,523
2022$1,960.00$21,878 Land $21,199 Building $679$65,634 Land $63,597 Building $2,037

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2014–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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