409 W Bridle Path Ln, Payson, AZ 85541 Property Records

Gila County property record for 409 W Bridle Path Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2 ba · 900 sqft · built 1968
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Tax Bill$1,073 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN302-36-297

Property Details

APN / Parcel Number

Primary APN302-36-297
Alternative APNs
  • R022272
  • 022272

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,188 sqft
1st Floor Area900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area6,098 sqft (0.14 acres)
Garage TypeCarport
Garage Area464 sqft
CarportCarport
Carport Area464 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Deck AreaDeck Area
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR022272
Street Address409 W BRIDLE PATH LN
CityPAYSON
StateAZ
Zip85541-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 128 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 128
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCH
Legal Lot Number128
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2026
Census Tract302

Owner

Source: Gila County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 8, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 22, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Oct 25, 2019Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LNS
Oct 25, 2019Quit Claim Deed, Transfer
AMROCK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2019
Deed SaleOct 25, 2019
Deed Document Number201911576
Prior Transfer DateOct 16, 2019
Prior Transfer Doc0000011576
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateApr 1, 2026
Property Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
Document Number0000003321
Instrument DateMar 27, 2026
Instrument20263321
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
InvestorPossibly a Property Investor

Mortgage

Document Number0000003321,
DateApr 1, 2026
Instrument20263321
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
Transaction TypeMortgage
Record UpdatedMar 7, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001840
DateFeb 8, 2022
Instrument2022-001840
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012874
DateOct 22, 2020
Instrument2020-012874
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateOct 25, 2019
Property Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
Document Number0000011576
Instrument DateOct 14, 2019
Instrument11576
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address409 W BRIDLE PATH LN PAYSON AZ 855413002, PAYSON, AZ 85541-3002

Mortgage

Document Number11575
DateOct 25, 2019
Instrument11575
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateOct 25, 2019
Property Address409 W BRIDLE PATH LN, PAYSON, AZ 85541-3002
Document Number0000011574
Instrument DateOct 14, 2019
Instrument11574
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W BRIDLE PATH LN PAYSON AZ 855413002, PAYSON, AZ 85541-3002

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,526 (+11.09%) Land $5,135 Building $15,391$205,258 (+11.09%) Land $51,352 Building $153,906
2025$1,073.00 (+7.73%)
2024$18,477 Land $2,969 Building $15,508$184,775 Land $29,691 Building $155,084
2023$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 65% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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