409 W Avery St, Elmhurst, IL 60126 Property Records

DuPage County property record for 409 W Avery St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Aug 2022)
Tax Bill	$5,830 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-313-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-313-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,298 sqft
Basement Area	1,106 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 W AVERY ST
City	ELMHURST
State	IL
Zip	60126-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BUTTERFIELD HIGHLANDS
Legal Subdivision	BUTTERFIELD HIGHLANDS
Legal Block	10
Legal Lot Number	18
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3012
Census Tract	844601

Owner

409 W Avery St is owned and occupied by two individuals who bought it in August 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 W AVERY ST, ELMHURST, IL 60126-4909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Mar 3, 2004 · Amount on File
Deed Document Number	202274769
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	409 W AVERY ST, ELMHURST, IL 60126-4909
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014777
Date	Mar 9, 2026
Instrument	R2026-014777

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 8, 2022
Property Address	409 W AVERY ST, ELMHURST, IL 60126-4909
Document Number	0000074769
Map Reference	DOC 221475
Instrument Date	Jun 30, 2022
Instrument	R2022-074769
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W AVERY ST, ELMHURST, IL 60126-4909

Mortgage

Document Number	0000074770
Date	Aug 8, 2022
Instrument	R2022-074770

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 409 W Avery St was $5,830 with a veteran's exemption, down 2.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	Salt Creek School District 48 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,830.00 (-2.1%) Homeowner's exemption	$127,325 (+7.86%) Land $37,185 Building $90,140	$381,975 (+7.86%) Land $111,555 Building $270,420
2024	$5,955.00	$118,046 Land $34,475 Building $83,571	$354,138 Land $103,425 Building $250,713
2022	$4,910.00 Homeowner's exemption	$104,940 Land $30,640 Building $74,300	$314,820 Land $91,920 Building $222,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 W Avery St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 W Avery St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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