409 W 6th St, Merced, CA 95341 Property Records

Merced County property record for 409 W 6th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,054 sqft · built 1994
Lot Size	0.087 acres (3,771 sqft)
Owner	Individual Name on Record
Tax Bill	$751 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`032-162-029-000`

Property Details

APN / Parcel Number

Primary APN	`032-162-029-000`
Alternative APN	`032-162-029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	1,334 sqft
1st Floor Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,771 sqft (0.087 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	032-162-029
Street Address	409 W 6TH ST
City	MERCED
State	CA
Zip	95341-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	FAIRVIEW LOT 13
Legal Subdivision	FAIRVIEW
Legal Lot Number	13
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2012
Census Tract	1601

Owner

Source: Merced County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 W 6TH ST, MERCED, CA 95341-6687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 3, 2022	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 14, 2017	Intrafamily Transfer, Transfer · FHA Mortgage NEIGHBORS FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017
Deed Sale	Sep 14, 2017
Prior Sale	Jan 5, 2010 · Amount on Record
Deed Document Number	201729778
Last Transfer Date	May 25, 2022
Transfer Doc	0000021359
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Aug 17, 2026
Property Address	409 W 6TH ST, MERCED, CA 95341-6687
Document Number	0000021989
Instrument Date	Aug 9, 2026
Instrument	202621989
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 6TH ST, MERCED, CA 95341-6687

Mortgage

Document Number	0000021989,
Date	Aug 17, 2026
Instrument	202621989

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 3, 2022
Property Address	409 W 6TH ST, MERCED, CA 95341-6687
Document Number	0000021359
Map Reference	MB 42 PG 25&26
Instrument Date	May 25, 2022
Instrument	2022021359
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 W 6TH ST, MERCED, CA 95341-6687

Mortgage

Document Number	0000021360
Date	Jun 3, 2022
Instrument	2022021360

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	409 W 6TH ST, MERCED, CA 95341-6687
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 6TH ST, MERCED, CA 95341-6687

Mortgage

Document Number	0000029015
Date	Jun 30, 2021
Instrument	2021029015

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Sep 14, 2017
Property Address	409 W 6TH ST, MERCED, CA 95341-6687
Document Number	0000029778
Map Reference	MB 42 PG 25&26
Instrument Date	Sep 8, 2017
Instrument	2017-029778
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 6TH ST, MERCED, CA 95341-6687

Mortgage

Document Number	0000029779
Date	Sep 14, 2017
Instrument	2017-029779

Lender

Name	NEIGHBORS FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$75,031 (+2%) Land $10,526 Building $64,505
2025	$751.00 (+5.92%) Homeowner's exemption	$73,561 (+4.04%) Land $10,320 Building $63,241
2024	$709.00 (+1.58%)
2023	$698.00 (-0.43%) Homeowner's exemption	$70,706 Land $9,920 Building $60,786
2022	$701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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