409 W 5th St, Nescopeck, PA 18635 Property Records

Luzerne County property record for 409 W 5th St, Nescopeck, PA 18635

Property Summary

Property Type	Single Family Home
Details	1,547 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2025)
Tax Bill	$1,405 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-P3SW4-013-017`

Property Details

APN / Parcel Number

Primary APN	`43-P3SW4-013-017`
Alternative APNs	`43-P3SW4-013-017-000` `4300P3SW4 013017`

Interior

Stories	2 Stories
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	56 ft deep x 114 ft wide

Location & Zoning

Old Parcel Number	43-P3SW4-013-017
Street Address	409 W 5TH ST
City	NESCOPECK
State	PA
Zip	18635-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43-26-4 409 W FIFTH ST
Legal Subdivision	WILLIAM WILLIAMS ADDITION
Legal Block	13
Legal Lot Number	17
Jurisdiction	LUZERNE PA
Township / Civil Division	NESCOPECK
Census Block Group	5
Census Block	5034
Census Tract	216200

Owner

409 W 5th St is owned by two individuals who bought it in August 2025.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 W FITTH ST, NESCOPECK, PA 18635
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLUMBIA BANK & TRUST CO
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit FIRST KEYSTONE COMMUNITY BANK
Mar 13, 2019	Grant Deed, Transfer · Conventional with PMI FIRST COLUMBIA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on File
Deed Sale	Aug 8, 2025 · Amount on File
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	202541548
Deed Book / Page	3025 / 170734
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	0000067101
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUZERNE PA
Recording Date	Oct 26, 2022
Property Address	409 W 5TH ST, NESCOPECK, PA 18635-1037
Document Number	0000067101
Book / Page	3022 / 269620
Instrument Date	Oct 17, 2022
Instrument	202267101
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	MULTI COUNTY LAND ABSTRACT COMPANY, MULTI CNTY LAND ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 W 5TH ST, NESCOPECK, PA 18635-1037

Mortgage

Document Number	0000067102
Date	Oct 26, 2022
Instrument	202267102

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.2%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	409 W 5TH ST, NESCOPECK, PA 18635-1037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044168
Date	Aug 16, 2018
Book Page	3018/153670
Instrument	201844168

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Mar 13, 2019
Property Address	409 W 5TH ST, NESCOPECK, PA 18635-1037
Document Number	0000014224
Book / Page	003019 / 042293
Instrument Date	Mar 6, 2019
Instrument	14224
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	MULTI COUNTY LAND ABSTRACT COMPANY, MULTI CNTY LAND ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	617 WEST ST MIFFLINVILLE PA 18634, MIFFLINVILLE, PA 18634

Mortgage

Document Number	14225
Date	Mar 13, 2019
Book Page	003019/042297
Instrument	14225

Lender

Name	FIRST COLUMBIA BK&TR
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 409 W 5th St was $1,405.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
Municipality	Nescopeck Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,405.00	$61,700 Land $21,500 Building $40,200
2025	$1,405.00
2024		$61,700 Land $21,500 Building $40,200
2023	$1,315.00
2009			$61,700 Land $21,500 Building $40,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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