409 W 5th St, Bonham, TX 75418 Property Records

Fannin County property record for 409 W 5th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,023 sqft · built 1900
Lot Size	0.723 acres (31,498 sqft)
Owner	Individual Name on File
Tax Bill	$3,810 (2018)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9680-028-0090-05`

Property Details

APN / Parcel Number

Primary APN	`9680-028-0090-05`
Alternative APN	`93633`

Interior

Full Baths	2 Baths
Building Area	4,023 sqft Living Area
1st Floor Area	2,053 sqft
2nd Floor Area	1,970 sqft

Exterior

Year Built	Built 1900
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	31,498 sqft (0.723 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	572 sqft
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9680-028-0090-05
Old Parcel Number	93633
Street Address	409 W 5TH ST
City	BONHAM
State	TX
Zip	75418-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIMPSON ADDN, BLOCK PT OF 28
Legal Subdivision	SIMPSON ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2049
Census Tract	950401

Owner

Source: Fannin County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	409 W 5TH ST, BONHAM, TX 75418-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2025
Deed Sale	Sep 15, 2025
Deed Document Number	2025005711
Record Updated	Jun 8, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 15, 2025
Property Address	409 W 5TH ST, BONHAM, TX 75418-4203
Document Number	2025005711
Map Reference	VOL 248 PG 437
Instrument Date	Sep 15, 2025
Instrument	2025005711
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 910141, SHERMAN, TX 75091-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 5TH ST, BONHAM, TX 75418-4203
Investor	Possibly a Property Investor

Mortgage

Document Number	2025005712
Date	Sep 15, 2025
Instrument	2025005712

Lender

Name	FIRST HORIZON BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,820 (+2.86%) Land $66,150 Building $281,670	$347,820 (+2.86%) Land $66,150 Building $281,670
2024	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,150 (+2.81%) Land $61,740 Building $276,410	$338,150 (+2.81%) Land $61,740 Building $276,410
2023		$328,900 Land $49,140 Building $279,760	$328,900 Land $49,140 Building $279,760
2018	$3,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable One Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, AT&T, Verizon.

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