409 W 4th St, Ottoville, OH 45876 Property Records

Putnam County property record for 409 W 4th St, Ottoville, OH 45876

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1970
Lot Size	0.189 acres (8,259 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Feb 2005 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-055030.0000`

Property Details

APN / Parcel Number

Primary APN	`27-055030.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,259 sqft (0.189 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 W 4TH ST
City	OTTOVILLE
State	OH
Zip	45876-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 00004 WEND N 150 WANNEMACHERS ADDN 27-0550.70 VAL INCL 27-0550.50,
Legal Subdivision	WANNEMACHERS ADDN
Legal Lot Number	4
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	3
Census Block	3037
Census Tract	30700

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 168, OTTOVILLE, OH 45876-0168
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2005	Deed of Trust, Mortgage · ARM THE FORT JENNINGS STATE BANK
Nov 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	409 W 4TH ST, OTTOVILLE, OH 45876-8719
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00553/1414
Date	Feb 18, 2005
Book Page	553/1414
Instrument	200500000856

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Feb 11, 2015

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 11, 2008
Change Frequency	3 Years
Max Rate	12.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 14, 2019
Property Address	409 W 4TH ST, OTTOVILLE, OH 45876-8719
Document Number	00714/2279
Book / Page	714 / 2279
Instrument Date	Nov 7, 2019
Instrument	201900004655
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 4TH ST, OTTOVILLE, OH 45876-8719

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Municipality	Ottoville Village
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+4.95%)	$45,060 (+18.77%) Land $8,140 Building $36,920	$128,750 (-) Land $23,260 Building $105,490
2023	$1,555.00 (+1.77%) Additional exemption filed	$37,940 (-) Land $4,990 Building $32,950	$128,750 (+18.77%) Land $23,260 Building $105,490
2022	$1,528.00	$37,940 Land $4,990 Building $32,950
2020			$108,400 Land $14,260 Building $94,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTOVILLE VILLAGE PWS serves 976 people · EPA ID OH6900812
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon, Watch TV.

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