Saginaw County property record for 409 W 4th St, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,768 sqft · built 1958 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,900 (Dec 2008) |
| Tax Bill | $1,840 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-36-0164-900 |
| Primary APN | 07-09-2-36-0164-900 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 1,768 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 W 4TH ST |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | LOT 10 BLK 18 ISAAC S BOCKEES DIVISION VILLAGE OF OAKLEY SEC 36 T09N R2E |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 36 |
| Legal Subdivision | ISAAC S BOCKEES DIVISION |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 12500 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 W 4TH ST, OAKLEY, MI 48649-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2008 · Amount on Record |
| Deed Sale | Dec 12, 2008 · Amount on Record |
| Prior Sale | May 1, 2007 · Amount on Record |
| Deed Book / Page | 2517 / 2105 |
| Last Transfer Date | Dec 20, 2011 |
| Transfer Doc | 0000035465 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Municipality | Oakley Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,100 (+17.75%) | $90,200 (+17.75%) | |
| 2025 | $1,840.00 (+78.12%) Homeowner's exemption | ||
| 2023 | $38,300 | $76,600 | |
| 2022 | $1,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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