409 W 3rd St, Florence, NJ 08518 Property Records

Burlington County and Florence Township property record for 409 W 3rd St, Florence, NJ 08518

Property Summary

Property TypeSingle Family Home
Details1,909 sqft · built 1918
Lot Size0.115 acres (4,996 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Nov 2023)
Tax Bill$7,116 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-00033-0000-00014

Property Details

APN / Parcel Number

Primary APN15-00033-0000-00014
Alternative APN
  • 150003300014

Interior

Stories2 Stories
Building Area1,909 sqft Living Area

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Construction TypeFrame
Lot Area4,996 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address409 W 3RD ST
CityFLORENCE
StateNJ
Zip08518-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 APT UNITS
Legal Block33
Legal Lot Number14
JurisdictionBURLINGTON NJ
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1038
Census Tract701301

Owner

409 W 3rd St is owned and occupied by two individuals who bought it in November 2023.

Source: Burlington County and Florence Township records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address409 W 3RD ST, FLORENCE, NJ 08518-1812
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2023Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2023 · Amount on File
Deed SaleNov 2, 2023 · Amount on File
Prior SaleMar 11, 2011 · Amount on File
Deed Document Number20235860946
Deed Book / Page13694 / 3174
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionBURLINGTON NJ
Recording DateNov 2, 2023
Property Address409 W 3RD ST, FLORENCE, NJ 08518-1812
Document Number0136943174
Book / Page13694 / 3174
Instrument DateOct 23, 2023
Instrument5860946
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyFOUNDATION TITLE LLC-MARLTON, FOUNDATION TITLE LLC MARLTON

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,066.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 ROUTE 532, CHATSWORTH, NJ 08019-9701

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W 3RD ST, FLORENCE, NJ 08518-1812

Mortgage

Document Number0005860947
DateNov 2, 2023
Instrument5860947
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURLINGTON NJ
Property Address409 W 3RD ST, FLORENCE, NJ 08518-1812
Document Number0005556197
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyALLSTATES TITLE SERVICES INC, ALLSTATES TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 W 3RD ST FLORENCE NJ 085181812, FLORENCE, NJ 08518-1812

Mortgage

Document Number0005556197
DateAug 4, 2020
Book Page013459/007883
Instrument5556197
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 409 W 3rd St was $7,116, up 31.9% from the year before.

Source: Burlington County and Florence Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBurlington County
County SubdivisionFlorence Township
Unified School DistrictFlorence Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,600 (-) Land $67,500 Building $163,100$230,600 (-) Land $67,500 Building $163,100
2025$7,116.00 (+31.95%)$230,600 Land $67,500 Building $163,100$230,600 Land $67,500 Building $163,100
2024$5,393.00
2023$193,500 (-) Land $67,500 Building $126,000$193,500 (-) Land $67,500 Building $126,000
2022$5,052.00 (+0.9%)$193,500 Land $67,500 Building $126,000$193,500 Land $67,500 Building $126,000
2021$5,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE TWP W DEPT
serves 11,214 people · EPA ID NJ0315001
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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