409 W 3rd St, Bloomington, IN 47404 Property Records

Monroe County property record for 409 W 3rd St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	1 bd · 5 ba · 3,042 sqft · built 1875
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$1,175,000 (Jun 2023)
Tax Bill	$6,859 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-23940-00`

Property Details

APN / Parcel Number

Primary APN	`013-23940-00`
Alternative APN	`53-05-32-423-007.000-005`

Interior

Bedrooms	1 Bed
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,042 sqft Living Area
1st Floor Area	2,014 sqft
Attic	Attic
Attic Area	2,056 sqft
Basement Area	1,496 sqft
Unfinished Basement	2,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-23940-00
Street Address	409 W 3RD ST
City	BLOOMINGTON
State	IN
Zip	47404-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCPHEETERS PT LOTS 2 & 4
Legal Subdivision	MCPHEETERS ADDITION
Legal Lot Number	2,4
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2009
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1991 · 46 contributing resources · NRIS 91000272

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	644 E AUDUBON DR, BLOOMINGTON, IN 47408-9703
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jul 8, 2014
Deed Document Number	202349133
Record Updated	Sep 20, 2026

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 1, 2023
Property Address	409 W 3RD ST, BLOOMINGTON, IN 47404-5111
Document Number	2023005897
Instrument Date	May 31, 2023
Instrument	2023005897
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E AURROM DR, BLOOMINGTON, IN 47408

Mortgage

Document Number	2023005898
Date	Jun 1, 2023
Instrument	2023005898

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,859.00 (+10.42%)	$562,200 (+86.59%) Land $200,400 Building $361,800	$562,200 (+86.59%) Land $200,400 Building $361,800
2024	$6,212.00 (-34.97%)
2023		$301,300 (-1.44%) Land $165,500 Building $135,800	$301,300 (-1.44%) Land $165,500 Building $135,800
2022	$9,552.00 (+56.85%)	$305,700 Land $165,500 Building $140,200	$305,700 Land $165,500 Building $140,200
2021	$6,090.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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