409 W 2nd St, Alta, IA 51002 Property Records

Buena Vista County property record for 409 W 2nd St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,920 sqft · built 1957
Lot Size	0.387 acres (16,863 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2026)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-104-011`

Property Details

APN / Parcel Number

Primary APN	`09-26-104-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,920 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,920 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Other
Foundation Type	Brick
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	16,863 sqft (0.387 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	409 W 2ND ST
City	ALTA
State	IA
Zip	51002-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D W 1/2 NW S 153' LOT 2 (EX E 25')
Legal Subdivision	AUDITORS SUBDIVISION
Legal Lot Number	2
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2009
Census Tract	960600

Owner

409 W 2nd St is owned and occupied by two individuals who bought it in July 2026.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 W 2ND ST, ALTA, IA 51002-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Oct 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	20261553
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 1, 2026
Property Address	409 W 2ND ST, ALTA, IA 51002-1007
Document Number	0000001553
Instrument Date	Jun 30, 2026
Instrument	20261553
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 2ND ST, ALTA, IA 51002-1007

Mortgage

Document Number	0000001554,
Date	Jul 1, 2026
Instrument	20261554

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 25, 2019
Property Address	409 W 2ND ST, ALTA, IA 51002-1007
Document Number	0000192700
Instrument Date	Oct 25, 2019
Instrument	192700
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W 2ND ST, ALTA, IA 51002-1007

Mortgage

Document Number	0000192701
Date	Oct 25, 2019
Instrument	192701

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 W 2nd St was $3,842 with a homeowner's exemption, down 6.9% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,500 (+3.71%) Land $34,400 Building $246,100	$280,500 (+3.71%) Land $34,400 Building $246,100
2025	$3,842.00 (-6.93%) Homeowner's exemption	$270,460 Land $28,760 Building $241,700	$270,460 Land $28,760 Building $241,700
2024	$4,128.00
2023		$270,460 (+29.61%) Land $28,760 Building $241,700	$270,460 Land $28,760 Building $241,700
2022	$3,458.00 Homeowner's exemption	$208,680 Land $28,760 Building $179,920
2021			$208,680 Land $28,760 Building $179,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures