409 W 20th Pl, Gary, IN 46407 Property Records

Lake County property record for 409 W 20th Pl, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,998 sqft · built 1959
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on File
Last Sale$133,399 (Jun 2025)
Tax Bill$1,559 (2024)
Deeds & MortgagesJun 2025 Sale
Jun 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0586-0026

Property Details

APN / Parcel Number

Primary APN001-25-46-0586-0026
Alternative APNs
  • 45-08-09-454-059.000-004
  • 254605860026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
Gross Area2,997 sqft
1st Floor Area999 sqft
Basement Area999 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions115 ft deep x 55 ft wide
View / LotAlley
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 W 20TH PL
CityGARY
StateIN
Zip46407-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDREW MEANS 4TH PARK MANOR L.26
Legal SubdivisionANDREW MEANS 4TH PARK
Legal Lot Number26
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1025
Census Tract11800

Owner

409 W 20th Pl is owned by an individual who bought it in June 2025.

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2206 W ASH ST, LAPORTE, IN 46350-6308
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2025Quit Claim Deed, Transfer
UNKNOWN, MERIDIAN TITLE CORPORATION
Jun 9, 2025Warranty Deed, Transfer · Conventional Mortgage
OCMBC INC
Jun 9, 2025Intrafamily Transfer, Transfer
UNKNOWN, MERIDIAN TITLE CORPORATION
Jun 13, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 23, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2025 · Amount on File
Deed SaleJun 9, 2025 · Amount on File
Prior SaleJan 23, 2017
Deed Document Number2025520494
Prior Transfer DateJun 3, 2025
Prior Transfer Doc0000020493
Record UpdatedJun 8, 2026

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJun 9, 2025
Property Address409 W 20TH PL, GARY, IN 46407-2525
Document Number0000020493
Map ReferenceMB 33 PG 7
Instrument DateJun 3, 2025
Instrument2025-520493
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyUNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address756 W 66TH AVE, MERRILLVILLE, IN 46410-3206
InvestorPossibly a Property Investor

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 9, 2025
Property Address409 W 20TH PL, GARY, IN 46407-2525
Document Number0000020494
Map ReferenceMB 33 PG 7
Instrument DateJun 3, 2025
Instrument2025-520494
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyUNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2206 W ASH ST, LAPORTE, IN 46350-6308

Mortgage

Document Number0000020495
DateJun 9, 2025
Instrument2025-520495
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateJun 9, 2025
Property Address409 W 20TH PL, GARY, IN 46407-2525
Document Number0000020492
Map ReferenceMB 33 PG 7
Instrument DateMay 28, 2025
Instrument2025-520492
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyUNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W 20TH PL, GARY, IN 46407-2525
InvestorPossibly a Property Investor

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJun 13, 2018
Property Address409 W 20TH PL, GARY, IN 46407-2525
Document Number0000036976
Instrument DateJun 12, 2018
Instrument36976
Transaction TypeTransfer
Record UpdatedJul 6, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address756 W 66TH AVE MERRILLVILLE IN 464103206, MERRILLVILLE, IN 46410-3206

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 23, 2017
Property Address409 W 20TH PL, GARY, IN 46407-2525
Document Number0000004945
Instrument DateJan 12, 2017
Instrument4945
Transaction TypeTransfer
Record UpdatedMar 15, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 W 20TH PL GARY IN 464072525, GARY, IN 46407-2525

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,500 (+11.62%) Land $7,700 Building $77,800$85,500 (+11.62%) Land $7,700 Building $77,800
2024$1,559.00$76,600 (+38.77%) Land $7,700 Building $68,900$76,600 (+38.77%) Land $7,700 Building $68,900
2023$55,200 (+2.99%) Land $8,100 Building $47,100$55,200 (+2.99%) Land $8,100 Building $47,100
2022$3,686.00$53,600 Land $6,800 Building $46,800$53,600 Land $6,800 Building $46,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 W 20th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 W 20th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on W 20th Pl

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