San Diego County property record for 409 Villa Blanca Ct, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,130 sqft · built 1996 |
| Lot Size | 0.103 acres (4,507 sqft) |
| Owner | Company Name on File |
| Last Sale | $700,000 (Feb 2013) |
| Tax Bill | $9,908 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-401-02-00 |
| Primary APN | 258-401-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,130 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 4,507 sqft (0.103 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 409 VILLA BLANCA CT |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 2 TR 013006 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013006 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17502 |
409 Villa Blanca Ct is owned by a company that acquired it in August 2018 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 VILLA BLANCA CT, ENCINITAS, CA 92024-6772 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2013 · Amount on File |
| Deed Sale | Feb 4, 2013 · Amount on File |
| Prior Sale | Dec 29, 1995 · Amount on File |
| Deed Document Number | 201375922 |
| Last Transfer Date | Aug 10, 2018 |
| Transfer Doc | 0000338725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 409 VILLA BLANCA CT, ENCINITAS, CA 92024-6772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 409 VILLA BLANCA CT, ENCINITAS, CA 92024-6772 |
| Document Number | 0000498404 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0498404 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 409 VILLA BLANCA CT, ENCINITAS, CA 92024-6772 |
| Document Number | 0000338725 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 338725 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 409 VILLA BLANCA CT ENCINITAS CA 920246772, ENCINITAS, CA 92024-6772 |
The 2025 property tax bill for 409 Villa Blanca Ct was $9,908 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $879,225 (+2%) Land $590,339 Building $288,886 | |
| 2025 | $9,908.00 Homeowner's exemption | $861,986 Land $578,764 Building $283,222 |
| 2023 | $9,184.00 (+1.36%) Homeowner's exemption | $828,516 Land $556,291 Building $272,225 |
| 2022 | $9,061.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 409 Villa Blanca Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1999 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Villa Blanca Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
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