409 Viewcrest Rd, Bellingham, WA 98229 Property Records

Whatcom County property record for 409 Viewcrest Rd, Bellingham, WA 98229

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,299 sqft · built 1981
Lot Size0.278 acres (12,153 sqft)
OwnerIndividual Name on Record
Last Sale$659,280 (Mar 2009)
Tax Bill$9,848 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN81509

Property Details

APN / Parcel Number

Primary APN81509
Alternative APNs
  • 370212 038019 0000
  • 18416

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,299 sqft Living Area
1st Floor Area1,956 sqft
2nd Floor Area1,343 sqft
Interior WallsFinished/Painted
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialOther
Lot Area12,153 sqft (0.278 acres)
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area55 sqft
Deck Area200 sqft
Patio Area253 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number81509
Street Address409 VIEWCREST RD
CityBELLINGHAM
StateWA
Zip98229-8999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS15.0
Legal DescriptionHIDDEN HILLS LOT 31
Legal Range02
Legal Township37
Legal Section12
Legal SubdivisionHIDDEN HILLS
Legal Lot Number31
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1004
Census Tract1101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address409 VIEWCREST RD, BELLINGHAM, WA 98229-8999
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2009 · Amount on Record
Deed SaleMar 23, 2009 · Amount on Record
Deed Document Number2090303414
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address409 VIEWCREST RD, BELLINGHAM, WA 98229-8999
Document Number2180302871
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 VIEWCREST RD BELLINGHAM WA 982298999, BELLINGHAM, WA 98229-8999

Mortgage

Document Number2180302871
DateMar 27, 2018
Instrument302871
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 26, 2028

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,848.00 (+28.38%)$1,204,233 (+12.27%) Land $441,000 Building $763,233$1,204,233 (+12.27%) Land $441,000 Building $763,233
2022$1,072,639 Land $409,530 Building $663,109$1,072,639 Land $409,530 Building $663,109
2021$7,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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