Chesapeake City property record for 409 Vanette Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,954 sqft · built 1976 |
| Lot Size | 0.291 acres (12,676 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Aug 2019) |
| Tax Bill | $4,522 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2019 Sale & Mortgage |
| APN | 0472010000150 |
| Primary APN | 0472010000150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 1,637 sqft |
| Attic | Attic |
| Attic Area | 390 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,676 sqft (0.291 acres) |
| Lot Dimensions | 137 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 684 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 87 sqft |
| Deck Area | 178 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 VANETTE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 15 WILSON HEIGHTS SOUTH SEC 1 |
| Legal Subdivision | WILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 VANETTE DR, CHESAPEAKE, VA 23322-5773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Aug 21, 2019 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Nov 9, 2010 · Amount on Record |
| Deed Document Number | 201922070 |
| Deed Book / Page | 10046 / 1968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 409 VANETTE DR, CHESAPEAKE, VA 23322-5773 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10324/1859 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 10324/1859 |
| Instrument | 210010391 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 21, 2019 |
| Property Address | 409 VANETTE DR, CHESAPEAKE, VA 23322-5773 |
| Document Number | 10046/1968 |
| Book / Page | 10046 / 1968 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 190022070 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 VANETTE DR, CHESAPEAKE, VA 23322-5773 |
| Document Number | 0190022071 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 190022071 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,100 (+6.34%) Land $200,000 Building $276,100 | $476,100 (+6.34%) Land $200,000 Building $276,100 | |
| 2025 | $4,522.00 (+44.89%) | $447,700 (+10.57%) Land $190,000 Building $257,700 | $447,700 (+10.57%) Land $190,000 Building $257,700 |
| 2023 | $404,900 (+4.54%) Land $170,000 Building $234,900 | $404,900 (+4.54%) Land $170,000 Building $234,900 | |
| 2022 | $387,300 Land $150,000 Building $237,300 | $387,300 Land $150,000 Building $237,300 | |
| 2019 | $3,121.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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