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409 Valley Rd, Chickasaw (Mobile), AL 36611 Property Records

Mobile County property record for 409 Valley Rd, Chickasaw, AL 36611

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,643 sqft · built 1991
OwnerIndividual Name on File
Last Sale$89,900 (Sep 2021)
Tax Bill$519 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022209440009103

Property Details

APN / Parcel Number

Primary APNR022209440009103
Alternative APNs
  • 22 09 44 0 009 103.XXX
  • 00242197
  • 242197

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,643 sqft Living Area
1st Floor Area1,643 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number242197
Old Parcel NumberR022209440009103
Street Address409 VALLEY RD
CityCHICKASAW
StateAL
Zip36611-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 MAUVILLA FOREST EST UNIT 2 MBK 8 P 13 LESS & EXC COMM 220.4 FT SW OF NW COR OF SAID LOT 5 TH RUN ELY 103.39 FT SWLY
Legal Range01W
Legal Township03S
Legal Section44
Legal SubdivisionMAUVILLA FOREST EST
Legal Lot Number5
Legal Unit2
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1035
Census Tract5300

Owner

409 Valley Rd is owned and occupied by an individual who bought it in September 2021.

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address409 VALLEY RD, CHICKASAW, AL 36611-2420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2021 · Amount on File
Deed SaleSep 8, 2021 · Amount on File
Prior SaleJan 2, 2014 · Amount on File
Deed Document Number2021058471
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateSep 8, 2021
Property Address409 VALLEY RD, CHICKASAW, AL 36611-2420
Document Number0000058471
Map ReferenceMB 8 PG 13
Instrument DateSep 3, 2021
Instrument2021058471
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyFAIRMOUNT TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 LARCH RD, OCALA, FL 34480-8292

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 VALLEY RD, CHICKASAW, AL 36611-2420

Mortgage

Document Number0000058472
DateSep 8, 2021
Instrument2021058472
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Valley Rd was $519 with exemptions applied, up 14.8% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityChickasaw City
Unified School DistrictChickasaw City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$519.00 (+14.82%) Homeowner's exemption Senior Citizen's exemption$11,190 (+8.85%) Land $1,500 Building $9,690$111,900 (+8.85%) Land $15,000 Building $96,900
2024$452.00 (+2.96%) Homeowner's exemption Senior Citizen's exemption$10,280 (+2.7%) Land $1,300 Building $8,980$102,800 (+2.7%) Land $13,000 Building $89,800
2023$439.00 (+6.81%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$10,010 (+6.38%) Land $1,320 Building $8,690$100,100 (+6.38%) Land $13,200 Building $86,900
2022$411.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$9,410 Land $1,200 Building $8,210$94,100 Land $12,000 Building $82,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Nearby Flood Policies70 in force
Nearby Flood Claims172 (1979–2026)
Claims Outside the SFHA51 of 172
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Hurricane Katrina, Aug 2005 · 70 claims
  • Tropical Storm Isidore, Sep 2002 · 4 claims
  • Hurricane Georges, Oct 1998 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Valley Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRICHARD WATER WORKS BOARD
serves 29,190 people · EPA ID AL0001015
Water SourcePurchased surface water from CITY OF MOBILE, BD. OF W&S COMM. OF THE
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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