409 Valley Dr, Sterling, CO 80751 Property Records

Logan County property record for 409 Valley Dr, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,041 sqft · built 1954
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2023)
Tax Bill	$849 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`38052521407003`

Property Details

APN / Parcel Number

Primary APN	`38052521407003`
Alternative APN	`6667000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,041 sqft Heated Area
1st Floor Area	821 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6667000
Street Address	409 VALLEY DR
City	STERLING
State	CO
Zip	80751-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 7 CHARMONY ADDN 4TH FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	21
Legal Subdivision	CHARMONY ADD
Legal Block	7
Legal Lot Number	2
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1008
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 VALLEY DR, STERLING, CO 80751-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Aug 26, 2021	Special Warranty Deed, Transfer FIRST AMERICAN
Aug 26, 2021	Special Warranty Deed, Transfer JLP INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	2023767077
Deed Book / Page	1055 / 275
Prior Transfer Date	Feb 4, 2010
Prior Transfer Doc	0000697358
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	409 VALLEY DR, STERLING, CO 80751-2412
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758105
Date	Oct 29, 2021
Book Page	1046/294
Instrument	758105

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 28, 2023

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	409 VALLEY DR, STERLING, CO 80751-2412
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758201
Date	Nov 1, 2021
Book Page	1046/390
Instrument	758201

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Jan 31, 2023

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 20, 2023
Property Address	409 VALLEY DR, STERLING, CO 80751-2412
Document Number	0000767077
Book / Page	1055 / 275
Instrument Date	Jul 14, 2023
Instrument	767077
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 VALLEY DR, STERLING, CO 80751-2412

Mortgage

Document Number	0000767078
Date	Jul 20, 2023
Instrument	767078

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 26, 2021
Property Address	409 VALLEY DR, STERLING, CO 80751-2412
Document Number	0000756965
Book / Page	1045 / 154
Instrument Date	Aug 13, 2021
Instrument	756965
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 FEDERAL BLVD, DENVER, CO 80204-1727

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 26, 2021
Property Address	409 VALLEY DR, STERLING, CO 80751-2412
Document Number	0000756965
Book / Page	1045 / 154
Instrument Date	Aug 13, 2021
Instrument	756965
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 FEDERAL BLVD, DENVER, CO 80204-1727

Mortgage

Document Number	0000757135
Date	Aug 26, 2021
Instrument	757135

Lender

Name	JLP INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$849.00 (+102.14%)	$10,129 (-91.29%)	$162,070 (+39.36%) Land $26,000 Building $136,070
2023	$420.00 (-38.24%)	$116,300 (+1,339.36%) Land $22,430 Building $93,870	$116,300 (-) Land $22,430 Building $93,870
2022	$680.00	$8,080 Land $1,560 Building $6,520	$116,300 Land $22,430 Building $93,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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