409 Ustilago Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 409 Ustilago Ct, San Ramon, CA 94582 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,970 sqft · built 2003
Lot Size	0.213 acres (9,264 sqft)
Owner	2 Company Names on File
Last Sale	$1,525,000 (Sep 2020)
Tax Bill	$20,702 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-190-054-7`

Property Details

APN / Parcel Number

Primary APN	`222-190-054-7`
Alternative APN	`222-190-054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,970 sqft Living Area
1st Floor Area	1,502 sqft
2nd Floor Area	1,468 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Cluster
Lot Area	9,264 sqft (0.213 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 USTILAGO CT
City	SAN RAMON
State	CA
Zip	94582-3069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8254 L84
Legal Subdivision	CRESTBRIDGE/GALE RANCH SUB 825
Legal Tract	8254
Legal Lot Number	84
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	345117

Owner

Source: Contra Costa County records · APN 222-190-054-7

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	409 USTILAGO CT, SAN RAMON, CA 94582-3069
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 22, 2019	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2020195749
Prior Transfer Date	Dec 22, 2007
Prior Transfer Doc	0000004189
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 08, 2020
Property Address	409 USTILAGO CT, SAN RAMON, CA 94582-3069
Document Number	0000195749
Map Reference	MB 414 PG 34
Instrument Date	Sep 02, 2020
Instrument	2020-195749
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	409 USTILAGO CT, SAN RAMON, CA 94582-3069

Mortgage

Document Number	0000195750
Date	Sep 08, 2020
Instrument	2020-195750

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 22, 2019
Property Address	409 USTILAGO CT, SAN RAMON, CA 94582-3069
Document Number	0000113494
Map Reference	MB 414 PG 34
Instrument Date	Jul 17, 2019
Instrument	2019-113494
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	409 USTILAGO CT, SAN RAMON, CA 94582-3069

Mortgage

Document Number	0000113495
Date	Jul 22, 2019
Instrument	2019-113495

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,683,720 (+2%) Land $938,467 Building $745,253
2025	$20,702.00 (+3.76%) Homeowner's exemption	$1,650,707 (+4.04%) Land $920,066 Building $730,641
2023	$19,952.00 (+1.11%) Homeowner's exemption	$1,586,610 Land $884,340 Building $702,270
2022	$19,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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