Madison County property record for 409 Usher Rd, Harvest, AL 35749
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,942 sqft · built 1998 |
| Lot Size | 0.422 acres (18,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Aug 2025) |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-003-051.035 |
| Primary APN | 15-03-08-0-003-051.035 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,411 sqft (0.422 acres) |
| Lot Dimensions | 180 ft deep x 101 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 599984 |
|---|---|
| Street Address | 409 USHER RD |
| City | HARVEST |
| State | AL |
| Zip | 35749-8223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 3 RACHELS PLACE PB 29 PG 10 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | RACHELS PLACE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10629 |
Source: Madison County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Aug 5, 2025 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Sep 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Sep 18, 2017 | Grant Deed, Transfer · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Sep 2, 2022 · Amount on Record |
| Deed Book / Page | 2025 / 31755 |
| Prior Transfer Date | Aug 11, 2014 |
| Prior Transfer Doc | 0000429470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000028498 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-00028498 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 5, 2025 |
| Property Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Document Number | 0000031755 |
| Book / Page | DEED2025 / 31755 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Aug 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES AL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 526 BRENDA DR, MADISON, AL 35758-1375 |
| Name | Verified Name |
|---|---|
| Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Document Number | 2025143795 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 2025/143795 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 2, 2022 |
| Property Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Document Number | 0000042417 |
| Book / Page | 2022 / 42417 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Aug 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 327 LIONEL ALLEN WAY, MADISON, AL 35757-8222 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Document Number | 2022215581 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022/215581 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 18, 2017 |
| Property Address | 409 USHER RD, HARVEST, AL 35749-8223 |
| Document Number | 0000545170 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 545170 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 244 KYSER BLVD #2207 MADISON AL 357583121, 2207, MADISON, AL 35758-3121 |
| Document Number | 545180 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 545180 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2047 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,109.00 (+19.89%) Homeowner's exemption | $32,120 (+18.61%) Land $5,000 Building $27,120 | $321,100 (+18.62%) Land $50,000 Building $271,100 |
| 2023 | $925.00 (+31.21%) Homeowner's exemption | $27,080 (+29.69%) Land $5,000 Building $22,080 | $270,700 (+29.71%) Land $50,000 Building $220,700 |
| 2022 | $705.00 Homeowner's exemption | $20,880 Land $3,000 Building $17,880 | $208,700 Land $30,000 Building $178,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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